Credit360 was founded in Miami in 2011 to help assist customers repair and restore personal credit. The owner started Credit360 after experiencing his own personal financial hardships in 2008 (economic downturn, divorce, home loss) and feeling at risk of losing his mortgage company.
He combined his education, experience in the mortgage industry, and his personal understanding of challenging life changes and started Credit360 to help others. Credit360’s platform has helped thousands of families and businesses regain control of their finances.
Credit360 has a lot of great feedback to be found in reviews online. Many reviewers regret not turning to its services sooner and have praise for the format of the company.
The subject of credit repair is very sensitive for everyone. Most clientele are coming to benefit from credit repair services in a personal place of sadness, regret, and embarrassment.
Credit360 understands many people were not taught healthy financial habits or even have a clear understanding of credit and its ability to control so many aspects of an individual’s life. Because of this, Credit360 educates customers to not only repair credit, but also build credit. The company provides clear insight into the financial industry in terms customers can understand.
Credit 360 employs analysts and account managers who are sensitive to the type of work they are doing. Many employees have gone through similar circumstances and genuinely want to help others get through the daunting task of repairing credit.
Many customers need emotional support as they open up their most private information to a third party to help them work through. Credit360 has personal account managers for each of its customers that build a relationship of understanding and kindness.
Credit 360 charges an upfront fee for an audit and then charges its customers with a pay-for-delete model. Once a credit infraction is repaired, the company charges the customer for that specific deletion. For clients with many credit infractions, a company that has a standard monthly charge for unlimited infractions fixed may be a better choice.
Credit360’s goal is 100 percent customer satisfaction. It is so committed to this that if at any time a customer is not satisfied with its services, it will reimburse the customer's payment in full. Credit360 wants customers to be happy and recommend its services to friends and family.
Clients can earn credit with Credit360 by leaving positive reviews and social media posts recommending its services. Although this is a common practice, customers should be aware that reviews are incentivized by the company.
Samarra Miller Mulberry, FL
1 year ago
Rick Froid Park Ridge, IL
1 year ago
SHAN S Fayetteville, NC
1 year ago Edited August 22, 2022