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Credit Unlimited

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LAST UPDATED: October 11th, 2022

Credit Unlimited is a small personal credit repair and education company located in Evanston, Wyoming. Consumers receive restoration services with a money-back guarantee for an initial startup cost and ongoing monthly fees.

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The Good

  • Money-Back Guarantee 

Credit Unlimited, while a small firm, provides professional credit repair services to clients residing in Wyoming. Those that enroll in the Credit Unlimited program can expect to receive the following as part of the service:

Money-Back Guarantee

The company does offer a money-back guarantee for its customers. The guarantee offers some or all of your money back if unsatisfied, based on the number of disputed items successfully deleted. If the total amount paid exceeds the value of the deleted items after one year of service, the company will reimburse the difference. Full details regarding the refund policy are available to consumers on the corporate website.


The Bad

  • Get Your Own Credit Reports 
  • No Licensed Attorneys on Staff 

While Credit Unlimited can help with various credit repair services, there are some limitations to the firm's abilities as well. Prospective clients should be aware of the following drawbacks prior to enrollment:

Get Your Own Credit Reports

The company charges an initial $99.99 fee to set up a client's credit profile. Thereafter, the charged rate is $79.99/month per individual. This is competitive pricing when comparing against industry leaders like Lexington Law. However, consumers are responsible for any fees involved in pulling their own credit reports for review.

No Licensed Attorneys on Staff

There are no licensed attorneys available on staff for consumers at Credit Unlimited. Those individuals who are dealing with bankruptcies or tax lien issues might find another similar credit repair company in the industry more suitable for their unique situation and household budget.


The Bottom Line

Credit Unlimited's monthly rates can be expensive for some household budgets and there are no licensed attorneys to assist clients with certain legal issues in the credit restoration process.

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Customer2935 Austin, TX

A few months ago, things seemed to be going well. Great success with cleaning up Transunion and Equifax, however virtually no success with Experain, only excuses how this is normal. Fees seemed fair for the effort given. The Privacy Guard addition also seemed a good deal. My big complain is their Customer Service unit sucks. They are hard to contact, rarely returns phone calls and on 2 occasions sent emails stating they tried to call but I did not answer despite my sitting on my clear phone line all day.

11 years ago