Credit Unlimited Logo

Credit Unlimited

Is This Your Business?
star star star star_half star_border


Overall Score

LAST UPDATED: October 11th, 2022

Credit Unlimited is a small personal credit repair and education company located in Evanston, Wyoming. Consumers receive restoration services with a money-back guarantee for an initial startup cost and ongoing monthly fees.

Top Ranked Companies


The Good

  • Money-Back Guarantee 

Credit Unlimited, while a small firm, provides professional credit repair services to clients residing in Wyoming. Those that enroll in the Credit Unlimited program can expect to receive the following as part of the service:

Money-Back Guarantee

The company does offer a money-back guarantee for its customers. The guarantee offers some or all of your money back if unsatisfied, based on the number of disputed items successfully deleted. If the total amount paid exceeds the value of the deleted items after one year of service, the company will reimburse the difference. Full details regarding the refund policy are available to consumers on the corporate website.


The Bad

  • Get Your Own Credit Reports 
  • No Licensed Attorneys on Staff 

While Credit Unlimited can help with various credit repair services, there are some limitations to the firm's abilities as well. Prospective clients should be aware of the following drawbacks prior to enrollment:

Get Your Own Credit Reports

The company charges an initial $99.99 fee to set up a client's credit profile. Thereafter, the charged rate is $79.99/month per individual. This is competitive pricing when comparing against industry leaders like Lexington Law. However, consumers are responsible for any fees involved in pulling their own credit reports for review.

No Licensed Attorneys on Staff

There are no licensed attorneys available on staff for consumers at Credit Unlimited. Those individuals who are dealing with bankruptcies or tax lien issues might find another similar credit repair company in the industry more suitable for their unique situation and household budget.


The Bottom Line

Credit Unlimited's monthly rates can be expensive for some household budgets and there are no licensed attorneys to assist clients with certain legal issues in the credit restoration process.

View Best Credit Repair Companies

Was this content helpful?
thumb_up Yes thumb_down No

Star Rating


star star star star_half star_border

14 Reviews

Review Breakdown

5 grade


4 grade


3 grade


2 grade


1 grade


Sentiment Criteria


star star star_half star_border star_border


star star star_half star_border star_border


star star star star_half star_border


star star star_half star_border star_border

Filter by:


Sort by:

star star star star star

A.S. Saint Anthony, ID

I found out that I had a few dings on my reports and I wasnt sure what I should do about it. My friend referred me to Credit Unlimited, as she had been a client in the past. They were very informative of the process and let me know that it would not be an overnight turn around. I appreciated that it was month to month and I didnt have to sign a contract. I also liked that whenever I called in to talk with someone about my account, I was able to talk to the same people every time.

1 year ago

star star star star star

Jen Christensen Burley, ID

I've had a great experience with Credit Unlimited. They were able to remove a foreclosure, a charge off and a 30 day late very quickly. It was my responsibility to get them my updated credit reports but they work with a credit monitoring service and were able to get me a discount on that. It was well worth the money and saved me time and money. I now have a 790 credit score and couldn't be happier with them and their service.

2 years ago

star star star star star

Bmac Carlsbad, CA

Credit Unlimited has raised my credit score over 200 points and have deleted 60+ items off my credit history. They are very good and i'm willing to prove to you by showing you what they deleted off my personal credit reports and how much they raised my credit scores. I know if people rate this company bad, it is because they are NOT doing their part. We who need our credit fixed, have to give Credit Unlimited a few tools in-order for them to rapidly clean up their credit and I know those who didn't have success, is because they did NOT do what was advised.

8 years ago

star star star star star

aliciah Sandy, UT

My brother had an old issue with his mortgage that wasn't reporting right and so he was not able to purchase the new home he was building. I had heard about Credit Unlimited and referred him there to help. Within the first 45 days, the credit bureaus that were reporting the wrong information had removed it. He was able to get into his home on time! Great service.

10 years ago

star star star star star

SL Salt Lake City, UT

I am a recent customer of Credit Unlimited and my experience has been great! Their customer service is friendly and knowledgeable and I learned more about my credit and the world of credit ratings, on just one call with them - than I had ever known before. I HIGHLY recommend Credit Unlimited.

9 years ago

star star star star star

Josh Clearfield, UT

When I started my credit had a total of 17 negative items across all 3 credit bureaus. Now I'm qualifying for loans on my own and my APR on cards is no longer 20+%. One thing they taught me is that you can't keep being a knuckle head when it comes to paying your bills and expect them to be able to improve my credit.

10 years ago

star star star star star

Renee M Peet Eau Claire, WI


10 years ago

star star star star star

SEAN Sebring, FL

In 3 months my lowest score went up 40 points and highest score went up 10 points. I don't know what you mean by only opened a year.... I've been referring people to them since 2006 and finally had to use their service myself after a divorce.

10 years ago

star star_border star_border star_border star_border

Lisa Dawsonville, GA

I have been using credit unlimited for 3 months. They have disputed a ton of accounts, including a couple with no negative remarks. When i asked them why they disputed the positive accounts, they just keep telling me they have not even though my credit report clearly states they have. I paid off a few things and paid down my credit cards and brought my score up by 79 points in a month on my own and now because of some disputes they started my score dropped 36 points. They haven't done anything that helped my score at all, only made it worse. The people i have spoken with were always polite and professional but that alone is no reason to stay with them.

5 years ago

star star star_border star_border star_border

Customer2935 Austin, TX

A few months ago, things seemed to be going well. Great success with cleaning up Transunion and Equifax, however virtually no success with Experain, only excuses how this is normal. Fees seemed fair for the effort given. The Privacy Guard addition also seemed a good deal. My big complain is their Customer Service unit sucks. They are hard to contact, rarely returns phone calls and on 2 occasions sent emails stating they tried to call but I did not answer despite my sitting on my clear phone line all day.

11 years ago

star star_border star_border star_border star_border

Chelsia Connely Savannah, GA

Used for 6months , only had 1 derogatory item on my report and guess what? Its still there, not sure where the letters they sent out were suppose to go but I’m guessing they made it no where as I often times received some in my mailbox. Credit score dropped a few points and the $75 I spent a month was just thrown away. Wouldn’t recommend to anyone of there service. They only follow up when they threaten to cancel.

1 year ago

star star_border star_border star_border star_border

pcl Tampa, FL

My credit was fine. I had raised my score. I wanted to qualify for better rates and a good mortgage. I was told to hire them. After all their feigned activity my score has dropped by 60 points. They keep telling me that it is not their fault. However, all this new old collection activity is back on my report. Don't waste your time or your money.

4 years ago

star star_border star_border star_border star_border

Chc61joe Sykesville, MD

Customer service is horrible with this company, they have no problem taking your money but when you have a question they just push other ways to take your money. Now my girl score may have went up by a couple of points but I wished I haved done more research n the company

10 years ago

star star_border star_border star_border star_border

christopher martinez Los Angeles, CA

I have been with credit unlimited for six months they gaureenteed me 100 points in that time I was a 590 score through experien now iam a 519 score, the was the first and last time I use a credit repair place

11 years ago