Credit Max Solutions
Author: Kaitlyn Short
Low credit scores cause a host of issues, particularly for people applying for some type of loan. Low credit scores can leave consumers paying hundreds or thousands of dollars in extra interest due to poor credit ratings. Some may not qualify for the desired loan at all. This is where enlisting the services of a credit repair agency may be fiscally responsible and ultimately help in saving money in the long run.
The Credit Max Solutions team was formed as a way to help these consumers combat the issues stemming from poor credit score. Credit Max Solutions is comprised of skilled and experienced credit repair specialists that will diligently work to help clients work towards a sound financial future. Throughout the credit repair process, a dedicated Credit Max Solutions specialist will be there every step of the way to help clients pave a path that leads to increased financial success.
To date, Credit Max Solutions is responsible for successfully submitting over 2,100 professional disputes, the company has garnered over 800 satisfied credit repair clients, and has a 99 percent customer satisfaction rating among its former closed cases. The track record of Credit Max Solutions is something worth noting, especially for those considering what provider to utilize for credit repair help.
Top Ranked Companies
The Good
- Credit Repair Services
- Provider Features
- Credit Repair Packages Offered
- Free Consultation
Credit Repair Services
Credit repair can be a broad term for a number of different services and solutions. Not all credit repair companies offer the same services nor do they specialize in removing the same types of negative items. The credit repair services offered through Credit Max Solutions include the following:
- Credit report analysis
- Credit score improvement
- Debt validation
- Credit counseling
- Credit monitoring
Depending on what items a consumer needs removed from their credit report will determine whether or not the credit repair services available through Credit Max Solutions make sense.
Provider Features
Consumers who decide to utilize Credit Max Solutions for credit repair will have access to some unique services and beneficial features. These can help clients start to build on a stable financial foundation and work towards increased financial flexibility in the future. Provider features offered through Credit Max Solutions include:
- Customized credit repair support
- Streamlined credit repair process
- Financial stability safeguards put in place
- High satisfaction ratings
- Varying service packages
Those looking to save money on loans they qualify for or increase the number of providers willing to lend them money may want to consider the features available through the Credit Max Solutions platform. Not all of these features are available with every credit repair provider.
Credit Repair Packages Offered
Credit Max Solutions is transparent and forthcoming about what its services include and what the costs for its services will be. Prospective clients will be able to decide which service package best suits their case and move forward from there. Credit Max Solutions packages breakdown as follows:
Standard Solutions: $69.00 per month
- Clients will work 1 on 1 with an experienced team member
- Works for public records, medical bills, and hard inquiries
- Access to a secure client portal and dedicated account representative
- Take advantage of custom credit building tools
- Clients must purchase separate credit monitoring subscription for $24.99
Max Solutions: $149.00 per month
- Includes everything included in the standard solutions package
- Free credit monitoring subscription with $1 million identity theft protection ($24.97 monthly saving) included
- Utilizes Metro2 Compliance
- Works for items like repossessions, collections, charge-offs, bankruptcies, and more
- Sends certified letters for faster and increased results
Depending on what sort of items a consumer is looking at having removed, Credit Max Solutions likely has a service package tailored to fit those needs.
Free Consultation
For those who are still on the fence about credit repair in general or who have specific concerns regarding Credit Max Solutions, a free consultation option is available to use without any sort of service agreement. The credit repair specialists will provide some insight and information regarding what can be done in a particular case and determine what the best methods to pursue would be. This is a complimentary service and allows prospective clients the opportunity to learn more about Credit Max Solutions and the industry in general.
While other credit repair companies may also offer free consultations, some require a basic service commitment or may charge upfront fees in order to get the process started. This is not the case with Credit Max Solutions.
The Bad
- Service Costs
- Limited Service Area
Service Costs
While credit repair services cost money in the meantime, they are designed to ultimately save consumers from increased interest rates in the long run while remaining ineligible for certain types of loans. This should be a beneficial payoff, but in the case of Credit Max Solutions, the costs can still be a little steep for some consumers in need.
The most basic package offered through Credit Max Solutions starts at $69.00 per month. Additionally, Credit Max Solutions clients are responsible for purchasing an outside credit monitoring service that adds an additional $24.99 per month. Those wanting extra assistance will have to purchase the Max package which is $149.00 each month. These starting costs are more than a number of providers within the credit repair industry.
Limited Service Area
Credit repair is not necessarily a “local” service. Many providers solely offer credit repair in a certain state as there are legal issues to consider. But a growing number of credit repair providers offer services on a relatively national level. This means that most companies either offer services in all states or a vast majority of them.
Credit Max Solutions is limited to the following U.S. states:
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Outside of these 15 states, Credit Max Solutions will not be able to take on the credit repair case. This service area falls well below the average geographical coverage of many credit repair providers.
The Bottom Line
The Credit Max Solutions team helps consumers who need customized credit repair services. Through Credit Max Solutions, clients will have access to services like credit report analysis, debt validation, credit counseling and more.
Those who enroll in the Credit Max Solutions program will have access to financial safeguards, customized credit support, and tailored service packages. Customers can choose between two different service packages, including the standard solution and the pro solution. Lastly, undecided potential customers can take advantage of the free consultation offered through the Credit Max Solutions specialists.
While there are a number of reasons to consider Credit Max Solutions for credit repair services, there are drawbacks to the service the company provides as well. For instance, the monthly costs for the credit repair and monitoring are more expensive than other providers in the industry. Additionally, the service area is not a national base but functions in specific states scattered throughout the United States
Considering both of its beneficial features as well as its limitations, those considering utilizing a credit repair service to bolster scores should consider Credit Max Solutions if its services are available in the area.
