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Credit Blueprint

Is This Your Business?
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LAST UPDATED: February 28th, 2020

Credit Blueprint is a Philadelphia-based credit repair and education company that provides services to nationwide consumers for a monthly fee. Personal credit coaches provide free consultations and customized action plans to help consumers increase their overall credit scores.

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The Good

  • Extensive Credit Repair Information 

With Credit Blueprint, clients can expect to receive help from certified credit specialists trained in identifying inaccuracies and disputing these items with the credit bureaus. Those that decide to enroll in the Credit Blueprint service can expect the following:

Extensive Credit Repair Information

The personal credit coaches at Credit Blueprint are required to have at least five years experience in the mortgage/credit repair business. These coaches work with clients on a bi-weekly basis and clients have access to an online portal to access progress updates anytime. The company also provides credit repair information and tips on their corporate website.


The Bad

  • Lengthy Process 
  • Expensive Monthly Rates 

While Credit Blueprint can help clients get their credit and finances back on track, there are limitations to their service as well. Prior to enrolling in their program, prospective clients should be aware of the following items:

Lengthy Process

Clients can expect the credit repair process to last anywhere from 3-6 months through Credit Blueprint. This length of time may not be well suited for individuals looking for mortgage refinancing or first time home loans. Individuals with few credit item in need of repair may also not find this company suitable for their unique needs.

Expensive Monthly Rates

The cost for the credit repair process through Credit Blueprint is $124/month per individual. If done jointly, couples can expect to pay a discounted price at $199/month. This is more expensive than other similar credit restoration companies in the industry. Consumers will also be expected to pay for their initial credit reports as well. However, Credit Blueprint does not charge an initial upfront case setup fee.


The Bottom Line

Credit Blueprint is ideally suited for individuals requiring long-term credit repair and restoration. The company offers extensive credit repair education. However, their credit repair process can take up to 6 months or longer and their monthly rates are more expensive than other similar companies in the industry.

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8 Reviews

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Tara Philadelphia, PA

Credit Blueprint is awesome.Dimple has been a great help and she continues to help me whenever i have questions and far I've had several items removed from my credit report and will continue to work with credit blueprint to raise my score

5 years ago

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Niki Lafayette Hill, PA

In just over 6 months my credit went up 100 points. I paid a very reasonable set up fee and continued paying that same cost monthly. Just when I thought it wasn't working, i ran my credit & was blown away by the incredible results!! Carl and Jennifer are a pleasure to work with! I've already recommended Credit Blue Print to family.

8 years ago

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Lara North Wales, PA

CB is a great company because of its CEO Carl. He helped me with my scores and got me 80 points in 90 days. Im a realtor so I deal with clients who have bad credit all the time and they all have great things to say about CB. They also have the best money back guarantee in the business.

10 years ago

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Elle TX

Credit blue print works. My sister used this service. Her score went up 200 points in under a year. They work with you. Price was high, but she is now able to buy a house with an excellent interest rate.

10 years ago

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Meghan Mountain View, CA

I was recommended to Credit Blueprint by a friend who is a mortgage broker. I stayed with the service for about 6 months (not the whole year they recommend) mainly because I saw zero difference and didn’t think they were doing much. I didn’t think that after a year that would magically change. Number one, it’s kinda pricy for what they do. They wrote a few letters to credit bureaus and recommended I open up more credit cards and keep the balances low. Um, okay. Not rocket science and definitely not worth $125 a month. I didn’t see any change in my credit score and they didn’t give me any recommendations about the account I had in collections where my former landlord was trying to get more money from me fraudulently. What made me finally cancel the service was that I had my debit card stolen and the payment they processed didn’t go through. At the same time, I was dealing with the death of my father and didn’t get back to them right away about it. They sent my account to collections! And when I say didn’t get back to them right away to make the payment, I’m talking 3 days. When I called, upset about the fact that I had been sent to collections that quickly when I was dealing with a death, they told me “We are a business, we have bills to pay too.” All around horrible inconsiderate service, and bad people who didn’t do anything for my credit. Waste of money. Take the advice they gave me and do it yourself.

5 years ago

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Garrett Turnbull Bronx, NY

everything they said would be removed is still on crrdit report....I paid them close to 500. for nothing....very call back to Jenifer after numerous calls....STAY AWAY!

6 years ago

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Jonathan Weaver La Feria, TX

Do not work with this company they will send you to a collections company and they claim to be a credit repair company. They never do the work they claim to do.

5 years ago

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J S North Miami Beach, FL

Excellent service. Great company. Very trust worthy

4 years ago