Credit Blueprint


Overall Score

4 User Reviews

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Credit Blueprint is a Philadelphia-based credit repair and education company that provides services to nationwide consumers for a monthly fee. Personal credit coaches provide free consultations and customized action plans to help consumers increase their overall credit scores.

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The Good

  • Extensive Credit Repair Information 

With Credit Blueprint, clients can expect to receive help from certified credit specialists trained in identifying inaccuracies and disputing these items with the credit bureaus. Those that decide to enroll in the Credit Blueprint service can expect the following:

Extensive Credit Repair Information

The personal credit coaches at Credit Blueprint are required to have at least 5 years experience in the mortgage/credit repair business. These coaches work with clients on a bi-weekly basis and clients have access to an online portal to access progress updates anytime. The company also provides credit repair information and tips on their corporate website.

The Bad

  • Lengthy Process 
  • Expensive Monthly Rates 

While Credit Blueprint can help clients get their credit and finances back on track, there are limitations to their service as well. Prior to enrolling in their program, prospective clients should be aware of the following items:

Lengthy Process

Clients can expect the credit repair process to last anywhere from 3-6 months through Credit Blueprint. This length of time may not be well suited for individuals looking for mortgage refinancing or first time home loans. Individuals with few credit item in need of repair may also not find this company suitable for their unique needs.

Expensive Monthly Rates

The cost for the credit repair process through Credit Blueprint is $124/month per individual. If done jointly, couples can expect to pay a discounted price at $199/month. This is more expensive than other similar credit restoration companies in the industry. Consumers will also be expected to pay for their initial credit reports as well. However, Credit Blueprint does not charge an initial upfront case setup fee.

The Bottom Line

Credit Blueprint is ideally suited for individuals requiring long-term credit repair and restoration. The company offers extensive credit repair education. However, their credit repair process can take up to 6 months or longer and their monthly rates are more expensive than other similar companies in the industry.

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