Cole Peck & Associates
Author: Kaitlyn Short
Cole Peck & Associates is an attorney-backed credit restoration company that offers a wide range of credit consulting and legal services. The company’s legal team is made up of experts and attorneys in the fields of credit restoration, banking, and law.
Cole Peck & Associates’ premier service is its credit restoration process, through which the company’s team will audit, investigate, and rectify each negative item on your credit reports. Almost anything can be audited on a credit report and Cole Peck & Associates will work with you personally to restore your credit, based on your needs and financial background.
Top Ranked Companies
The Good
- Attorney-Backed Credit Restoration
- Wide Range of Credit Restoration Services
- Comprehensive Credit Restoration Services
- Free Credit Consultations
Attorney-Backed Credit Restoration
Cole Peck & Associates sets itself apart from other credit restoration companies by offering attorney-backed services. This means that the Cole Peck & Associates team is made up of attorneys and experts that not only have expertise in banking and credit practices, but also in the law, ensuring that you have access to the most accurate services and results possible. In addition, the company’s team of attorneys may have greater legal knowledge surrounding foreclosures, bankruptcy, collections, etc., which could be an asset to you if these items are negatively affecting your credit score.
Wide Range of Credit Restoration Services
Cole Peck & Associates offers a wide range of credit restoration services, including some of the following:
- Premier credit restoration process
- Legally audit negative items
- Identity theft
- Budget planning services
- Credit report correction
Cole Peck & Associates offers even more services beyond those listed above. Thus, no matter your credit issues, the Cole Peck & Associates team may have a solution for you.
Comprehensive Credit Restoration Services
The Cole Peck & Associates credit restoration process includes a variety of features and benefits that provide clients with a comprehensive opportunity to improve and grow their credit.
The Cole Peck & Associates credit restoration process includes the following components:
- Credit review — a professional review of all your credit reports and scores from the three main credit bureaus (TransUnion, Equifax, and Experian)
- Credit audit — a complete analysis of your credit reports and the creation of a personalized credit restoration action plan
- Credit repair — an audit of all inaccurate and unverifiable items on your credit reports
- Credit building tools — tools and resources to help you build and maintain a good credit score
- Online credit portal — the option to follow your credit restoration process/status 24/7
- Credit education — helpful tips and knowledge based on your credit reports
It’s important to note that the credit restoration process may look different for each client depending on their needs and financial history. However, the Cole Peck & Associates team will work with you, based on the components outlined above, to restore your credit and help you secure a healthy credit score.
Free Credit Consultations
Cole Peck & Associates provides free consultations to prospective clients, providing an opportunity to ask questions and receive a cost estimate for credit services.
To schedule a free consultation, you can fill out an online form on the Cole Peck & Associates website, after which a company representative will contact you to schedule a time for your consultation.
The Bad
- Limited Service Area
Limited Service Area
Cole Peck & Associates is headquartered in Frisco, Texas, and it’s likely that the company only serves clients in this and the surrounding areas. Based on the fact that the company only has one office location and a relatively small team, it’s unlikely that the company’s service area extends far beyond Frisco, and likely not outside of Texas.
The Bottom Line
Cole Peck & Associates sets itself apart from other credit restoration companies by offering attorney-backed services, providing clients with comprehensive service that is based on expertise in credit and the law.
No matter your credit concerns, the Cole Peck & Associates team can work with you to analyze your credit reports and create an action plan to help you improve and grow your credit. The company offers a wide range of comprehensive services, all of which include access to an online portal through which you can track your progress.
