Bullet Proof Credit is a credit repair company located in Chicago, Illinois. The company provides clients with three different credit package options, a free credit consultation service, and a secure online client portal.
Although results can vary with all credit repair services, the company states on its website that its clients typically see results within 30 to 60 days of using its service.
It’s important for potential clients to note that the company does not provide much information about its credit repair services on its website. Those who wish to learn more will need to fill out the company’s online form and/or contact the company directly via phone call.
Bullet Proof Credit provides clients with a free, 15-minute credit consultation. In this initial consultation, the company will look at a client’s credit reports from all three major credit bureaus (TransUnion, Equifax, and Experian) and will determine what inaccurate or invalid items are hurting the client’s credit.
If the client decides to sign up for the company’s credit repair services after the free consultation, the company will begin disputing items and educating the client about credit.
While some companies in the credit repair industry offer one credit repair package option, Bullet Proof Credit appears to provide three different packages that clients can choose from — the Gold Credit Package, the Diamond Credit Package, and the Platinum Credit Package.
Having three different package options available can be helpful to consumers who want to choose what level of credit repair service they want to pay for.
It’s important to note that the company requires consumers to provide their name, email, phone, and address in order to view these package options on its website.
As mentioned above, Bullet Proof Credit offers a 100 percent money-back guarantee. This guarantee only takes place when the following conditions have been met:
Once all of the circumstances listed above have occurred, Bullet Proof Credit will provide a full refund for all monthly payments that were made after the client signed up for the company’s credit repair service.
When it comes to online information, Bullet Proof Credit seems to fall short.
Many companies in the industry will provide package option information, details about their credit repair process, and will even disclose pricing information upfront. Bullet Proof Credit does not, which can be an inconvenience to most consumers.
The credit repair company fails to disclose important information about its staff, package option services, monthly fees, audit fees, and more. It is also unclear whether or not the company services other areas outside of Illinois.
Those who wish to obtain more information must either sign up for a free consultation or contact the company via phone or the website form.
Unlike other credit repair companies, Bullet Proof Credit does not appear to provide any helpful credit resources on its website. Many other companies have an active blog or an online section of sorts dedicated to helping consumers learn more about credit.
The company may provide credit-related tools and resources once a consumer signs up for its credit repair services, but there is no information regarding these resources online, which can mean that there are no guarantees that the company even offers them through its service.