Better Qualified

Better Qualified

Better Qualified is a credit repair and restoration company based out of Eatontown, New Jersey. The company offers a 6-month program called the Freedom Package to help consumers boost their credit scores and get out of debt.

Rank Chart Our Score User Score
#1 8.7 8.1 Read Review
#2 6.3 8.2 Read Review
#3 5.9 9.8 Read Review
#70 1.1 8.0 Current

The Good

  • Identity Protection Programs 
  • Business Credit Assistance 
  • Distribution of Payments to Creditors 
  • Credit Education and Resources 
  • Secured Credit Card Offers 
  • Positive Reviews 

Better Qualified provides a comprehensive range of credit restoration and repair services to help consumers restore their credit scores. The company charges for an initial credit analysis consultation, and monthly for ongoing credit services. Other services include:

Identity Protection Programs

In addition to providing credit repair services, Better Qualified offers identity protection programs.

Business Credit Assistance

In addition to providing credit repair services to individuals, they also offer it to businesses and can help them obtain necessary credit.

Distribution of Payments to Creditors

Better Qualified will work as a middle man to get creditors off the consumer's back.

Credit Education and Resources

Better Qualified will not only help their clients improve their credit scores, they also provide educational resources to improve their overall financial situations.

Secured Credit Card Offers

Clients may be eligible for secured credit cards upon completion of the process.

Positive Reviews

The company features a number of positive customer reviews and testimonials on its corporate website. The credit repair company also provides proof of past deletions.

The Bad

  • Cost of Services 
  • Credit Score Updates 
  • No Money-Back Guarantee 

There are a few areas of improvement that would help the credit repair company provide a better customer experience. In our research, some consumers have reported problems with billing and cancellation of services. Other areas of concern consumers need to be aware of involve:

Cost of Services

Pricing plans are not immediately transparent on the corporate website. In order to know the cost of services consumers will need to request information either by phone or the company's website.

Credit Score Updates

Better Qualified doesn't currently update client's scores per negative item removed. Client's will need to wait until the end of the company's services in order to see the affect the negative items removed had on their credit score.

No Money-Back Guarantee

Currently, we have no information to verify for or against any money back guarantees from Better Qualified.

The Bottom Line

Better Qualified differentiates itself from marketplace competitors by offering negotiation and payment arrangements with creditors and collection agencies. However, the credit repair company does have its downsides:

  • Pricing is not immediately apparent
  • Lack of frequent credit score updates

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3 Better Qualified Reviews

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  • User Score


    November 5th, 2015 Eatontown, NJ

    Fast, friendly, and professional. They helped me understand my credit report and explained what i may need to do on my end to help boost my scores. I got good results in the first 45 days and stayed with them the whole 6 months. I was updated at least once a month and never had an issue. I have referred my friends and family and they have taken off payments for everyone that has signed up. LOVE IT

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    October 29th, 2015 Middletown, RI

    Difficult to work with. A bit confusing.

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  • User Score


    October 15th, 2012 Hackensack, NJ

    Currently having my credit repaired by Better Qualified. Their staff is super friendly, and they are consistently sending me reminders to send them results and to follow the program. This approach has really helped me take responsibility for my own credit future. Thanks BQ!

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