Better Qualified
Is This Your Business?Author: Kaitlyn Short
Better Qualified is a company based out of Eatontown, New Jersey that specializes in business and consumer credit services.
The company has been offering credit repair services since 2006 and follows a pay-per-deletion pricing model. Along with a free credit evaluation, Better Qualified also offers clients a money-back guarantee within the first 30 days.
Keep reading to learn more about Better Qualified's credit repair services.
Top Ranked Companies
The Good
- Credit Education and Resources
- Money-Back Guarantee
- Payment Plan Option
Better Qualified provides a comprehensive range of credit restoration and repair services to help consumers restore their credit scores. Other services include:
Credit Education and Resources
Better Qualified will not only help their clients improve their credit scores, but they also provide online educational resources that are designed to help clients improve their overall financial situations.
Money-Back Guarantee
As previously mentioned, Better Qualified provides clients with a money-back guarantee within the first 30 days of service. The company states on its website that it only accepts clients that it can help.
Payment Plan Option
Unlike many other companies in the industry, Better Qualified gives clients the option to request a payment plan. This plan is designed to help clients budget for credit repair service expenses.
The Bad
- Cost of Services
- Credit Score Updates
- Limited Website Information
There are a few areas of improvement that would help the credit repair company provide a better customer experience. In our research, some consumers have reported problems with billing and cancellation of services. Other areas of concern consumers need to be aware of involve:
Cost of Services
Because the company follows a pay-per-deletion pricing model, some consumers may end up paying more than others. Better Qualified charges $100 per derogatory item per credit bureau.
That said, as mentioned above, the company states online that consumers can request a payment plan that can help them manage the costs of the company's services.
Credit Score Updates
Better Qualified doesn't appear to update client's scores per negative item removed. It seems that clients will need to wait until the end of the company's program in order to see the effect the items removed had on their credit score.
Limited Website Information
Although Better Qualified does offer pricing information, the company does not appear to provide much information on its main website about its credit repair services (time required, process, etc.). The company also lacks some details regarding its money-back guarantee policy, staff credentials, and more.
The Bottom Line
Better Qualified differentiates itself from most of its credit repair competitors by offering a 30-day, money-back guarantee as well as a payment plan option.
The company also follows a pay-per-deletion pricing model while many other companies use a monthly subscription plan model. The company's pay-per-deletion model could benefit consumers who only have a handful of incorrect or invalid items that can be challenged. It could also mean, however, that some consumers may end up paying more than expected if there are more items to be challenged.
It is unclear as to how long it could take a customer to go through Better Qualified's credit repair program. Most companies in the credit repair industry provide that it takes about four to six months (or more depending on the situation) to see results.
Unfortunately, the credit repair company does have a few drawbacks. For instance, Better Qualified does not appear to provide frequent credit updates and does not offer that much information regardings its services on its website. Those interested in learning more may have to contact the company directly.
Overall, if you have only a few items on your credit reports that can be challenged and you are interested in a company that offers a payment plan option, Better Qualified may be a company you want to put on your research list. We recommend that you conduct thorough research and read several customer reviews before you make a final decision.
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Daniel Eatontown, NJ
9 years ago
Stephen Murphy Hackensack, NJ
12 years ago
Chris Middletown, RI
9 years ago
