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Attorney Credit Services

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LAST UPDATED: June 15th, 2022

Attorney Credit Services provides credit repair assistance exclusively to Florida residents, especially those residing in the Orlando area. The consumer law firm assists consumers on a pay monthly basis with issues such as credit restoration, IRS tax settlement, and student loan consolidation.

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The Good

  • Comprehensive Credit Recovery Services 

Attorney Credit Services sends out goodwill intervention letters to creditors to request that certain questionable late payments be removed from credit accounts. This helps clients to see the exact results they want to improve credit scores.

Comprehensive Credit Recovery Services

The comprehensive credit recovery process offered by Attorney Credit Services includes a full credit report consultation, personalized credit recovery road map, and legal support through licensed attorneys on staff. Consumers are also able to track progress updates to their credit profiles anytime.


The Bad

  • Expensive Monthly Rates
  • No Guarantee of Refund 

While Attorney Credit Services can help with a number of negative items that need to be deleted, there are also a few limitations to the service overall. These include:

Expensive Monthly Rates

The credit repair company charges consumers $99 initially, then $59 per month at days 5-15. This is more expensive than the rates charged by similar industry competitors. Consumers are also required to pay any fees associated with pulling credit reports for analysis.

No Guarantee of Refund

There does not appear to be a money-back refund policy offered to consumers. Since the company has been in business for only a couple of years, it is difficult to judge with accuracy how well the company handles any support issues or complaints with consumers.


The Bottom Line

Attorney Credit Services is a credit repair company exclusively for Florida residents. However, the monthly rates can be expensive for some household budgets. The company also has not been in the industry for a long time and lacks adequate social proof regarding the success of its services. 

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6 Reviews

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Guy Bartlett Rotonda West, FL

My experience was excellent. I went through a Bankruptcy in 2018 and dropped my credit scores to the low 500's. I worked with Jamie C who was very professional and patient and cleared up Experian quite quickly. Bankruptcies normally stay on record for ten years, but now, in about four years, I have a good record again with my scores in the mid 700"s. I read some of the negative reviews on here and think they are quite unfair. Some people want "magic"...hhhehe I am very satisfied and highly recommend Attorney Credit Services and Jamie Cole.

1 year ago

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Janine Lane Ocoee, FL

I signed up and Bryan has been helping me to remove all the bad things in my credit report including old address, old names, old jobs, and removing everything that will hurt you, so I am happy so far with what he is doing, cant wait to see the results at the end, Janine Lane

7 years ago

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Thomas Wiley Orlando, FL

Best credit company out IMO! They are professional , extremely knowledgable and price of service to remove my bankruptcy was $59 a month !! I'm from Arizona and just moved to Florida recommend ****

7 years ago

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Karlene Overby Tampa, FL

This is the BIGGEST scam EVER!!! At the "consult", you get this "OMG! We only need FOUR MONTHS to make your credit SPARKLING clean! Bankruptcy, ANYTHING negative! We'll have it all gone!" LIES!!! The moment you are locked in, they just keep sucking money out of your account! NEVER calling or emailing to give you updates, BUT they will call AND email you ENDLESSLY when you stop those payments! STAY AWAY FROM THESE FRAUDS!!! I have heard it a MILLION times!! NOBODY can "fix" your bad credit!! You have to work it out with the company by PAYING the debt and waiting the allotted time for it to drop off! If you have inaccuracies on your credit, that's a different story. But if it's solely a bad credit situation, PAY YOUR BILL AND WORK IT OUT WITH THE COMPANY!! Giving it to these thieves is just throwing your money away and you will still have bad credit!!!

5 years ago

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Hilarie Venice, FL

They tried to say they could fix my report and after all the blah blah blah, they wanted $49.99. Hello these were people associated with KEL and made this seem based on helping the client. I declined the service after giving them the requested $1.00. 30 days later a bill for $39.99 was w/d from my bank. I called KEL and they had to fix the ERROR which put me in the negative in my bank. Do I care for any form of KEL, heck no. The ratings are awful, the attorneys have had complaints with the BBB and have been sanctioned by the BAR. Stay away, stay far far away.

7 years ago

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They were not aggressive enough. They did what I could have done, but Lexington have removal more negative items in less time.

6 years ago