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Allied Credit Solutions

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21 User Reviews

4.5

Overall Score

Allied Credit Solutions has been in business since 2007 and provides a number of credit services, including credit monitoring, identity theft protection, and credit repair. Unlike many credit repair companies that charge a monthly fee for their services, Allied Credit Solutions charges per deletion. This model is great for customers with few negative items on their reports, but it can be expensive for those requiring more extensive credit repair.

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The Good

  • Pay-Per-Deletion Pricing
  • On Staff Attorney
  • Custom Plans Available

Allied Credit Solutions employs a pay-per-deletion pricing model; rather than paying a fixed monthly fee for credit repair services, customers will only pay for the negative items deleted from their credit reports, including repossessions, foreclosures, bankruptcies, collections, tax liens, and more. This model is preferable for customers with few credit report issues, as some per item fees are less expensive than a monthly rate. The company also provides on staff legal counsel to ensure that all requests for item removal are legally compliant.

Pay-per-Deletion Pricing

Allied Credit Solutions only charges per deleted item.

On-Staff Attorney

Allied Credit Solutions's general counsel has over a decade of experience in transactional law.

Custom Plans Available

The company provides a custom, multi-stage process to help customers repair their credit.

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The Bad

  • Poor Online Transparency

While Allied Credit Solutions is clear on its pricing structure, the company provides no specific information on how it prices each item. Similar pay per deletion companies will provide a list of items covered along with their corresponding fees, and having this information readily available would help customers determine whether a pay per deletion credit repair company is right for them.

Poor Online Transparency

Allied Credit Solutions provides no pricing information on its site.

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The Bottom Line

Overall, Allied Credit Solutions could be the right company to address your credit repair needs; however, because the company's individual per deletion fees are not readily available, it's unclear how Allied Credit Solutions ranks among comparable per deletion credit repair companies. That being said, Allied Credit Solutions provides competitive services, including legal expertise and access to credit reports from all three credit bureaus. If you have relatively few negative credit items to be deleted, this company may be a better choice than one that charges a monthly fee. 

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Star Rating

4.6

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21 Reviews

Review Breakdown

5 grade

86%

4 grade

5%

3 grade

0%

2 grade

0%

1 grade

10%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Ryan Orem, UT

In full disclosure, I was never a paying customer of Allied Credit Solutions. In fact, they never gave me the chance. I was referred to Allied by a local mortgage broker. I did my research and wasn't sure what to expect with the wide range of review on credit repair companies in general. When I talked with Allied, they actually gave me great suggestions to resolve the issue myself before contracting with them. I was able to get the 30 day late payment on my Bank of American mortgage off in 10 minutes with the advice they provided. When I called back to contract with them for the remaining negative on my credit report, they advised me to just pay the small amount in full because it would be cheaper than working with them and have very little impact on my credit. I will say my results were probably not typical of every customer. However, based on my brief experience, I would have no hesitation recommending Allied Credit Solutions given the honesty and integrity they demonstrated in my limited phone and email contact.

7 years ago

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Rafael New York, NY

When my brother in law told me about Allied Credit Solutions I did not believe him so it took me a few months to make my decision, boy, what a mistake. The company (Allied Credit Solutions) is amazing, I had a personalize service, not sure how they do it but I have someone that has always being there for me at any time. I am so happy !!! Allied Credit Solutions fixed my credit in less time than they have promised. I am now pre-approved for a mortgage loan. If you need help with your credit, don't think twice, do it call this company and start your credit repair. I regret waiting for so long to fix my credit.

8 years ago

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Jenn

Allied is amazing! Let me explain. They work very fast! I had well over 25 total NEGATIVE things removed from my reports in just under 4 months. That is exactly what they told me it would take. I was also told that I could get some pretty good results in the first month and a half and they weren't kidding, I had over 13 of the removals in that short time. One of the best parts of Allied is that you don't get moved around from person to person. You have 1 representative working with you the whole time and they are very easy to get in touch with. I had an experience with another company before Allied and it was the exact opposite. I highly recommend you at least let Allied give you an evaluation before you choose who to go with. They will be very upfront with you and can answer all your questions.

8 years ago

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Mark Plano, TX

“WHEN IT COMES TO CREDIT KNOWLEDGE – RESTORING AND REBUILDING ONE'S CREDIT – THERE IS NO BETTER SOURCE THAN ALLIED CREDIT SOLUTIONS. CODEMARK FINANCIAL IS COMMITTED TO HELPING HOME BUYERS GET QUALIFIED FOR MORTGAGES DURING THESE STRICT LENDING TIMES. HAVING A PARTNER LIKE ALLIED CREDIT SOLUTIONS MAKES THAT POSSIBILITY ATTAINABLE FOR THOSE BUYERS WHO HAVE CHALLENGED CREDIT REPORT HISTORIES. WE REFER ALL OF OUR CLIENTS AND FRIENDS TO ACS, AND WILL CONTINUE TO DO SO. HAVING AN ALLY IN ALLIED,…ALLOWS CODEMARK FINANCIAL TO BE OF GREAT SERVICE TO THE MORTGAGE INDUSTRY.” – MARK MACINERNEY, PRESIDENT/CFO OF CODEMARK FINANCIAL, LLC

8 years ago

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Terria West Jordan, UT

After my divorce I was looking for a fresh start. I contacted Larry at the Utah branch who was able to look at my credit report and thoroughly explain Allied's plan of action. He told me their program was 180 days start to finish but to my surprise they removed late payments, medical collections and even a judgement within 90 days. Thank you so much for your honesty and hard work!

7 years ago

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KC Plano, TX

Allied Credit Solutions did a great job for me. They took my credit score from the mid 500's to the high 600's in a little less than a year. Put me in position to purchase a house in which we will be closing in two weeks! WHOOHOOO! They totally eradicated over $20,000 worth of debt for me.

5 years ago

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Jeremy R.

Have to give them a 10. They helped me cleanup a huge mess and get over 100 points on every single report. They also helped my sister in Georgia and got excellent results. Excellent online notification of changes and 24 hour day access to my account.

7 years ago

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Bruce Cline Plano, TX

The team at Allied has been incredible! They have helped me every step of the way. Several accounts were deleted very quickly and my credit score improved over 100 points making home ownership something I could never have done without their help! ~B Cline, Lewisville, TX

8 years ago

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Emily Jones Plano, TX

This company is amazing. They were able to do everything they originally stated and then some. I wish i would have used them earlier. I was just able to purchase my first home because of Allied. I cant thank them enough. Don't trust anyone else but Allied.

8 years ago

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Jeff B. Riverton, UT

Allied Credit Solutions was amazing! I kid you not!!! I had 4 judgments, 1 tax lien and multiple collections taken off in 1 round. That is only like 45 days. 100% off of TU. 90% equifax. UNBELIEVABLE! Use Allied Credit Solutions without a doubt.

8 years ago

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Daryl Johnson City, TN

Wow you guys have really done a great job with my credit report. If you are patient, results will take place and its definitely worth the time and patience. I would only ask that there is a little more company to customer communication. Overall you are the real deal.

7 years ago

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Matt parlatore Fairfax, VA

Allied Credit Solutions was an immense help. They got my score up over 100 points and advised me how to maintain and improve my scores in the future. If you need help with your credit, definitely use Allied!!!

7 years ago

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Matt parlatore Ashburn, VA

Allied Credit Solutions went above and beyond in the repair of my credit. Not only did my scores increase over 100 points, but i was counseled on maintaining and maximizing my scores in the future.

7 years ago

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Paul South Jordan, UT

I was very happy with the service. I had used a couple other companies before, but Allied Credit Solutions are the only ones that actually got it done in the time they said they would. They promised and they delivered.

7 years ago

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Kenny Atlanta, GA

Promised and Delivered! Great company and team that work with you to help restore/improve your credit. I can't say enough positive things about working with Allied! Well worth your time and investment!

8 years ago

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Veronica "Vera" Lawson Stevensville, MD

This company was able to bring up my clients credit score by 100 points. He is on target to reach a point where he will qualify for a mortgage to purchase a home for his family.

8 years ago

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Tim G Saint Louis, MO

Larry is amazing. In just over a month her has increased my score enough to qualify for a mortgage. I can't wait to see what happens in the next 60 days.

7 years ago

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Larry F.

You guys did a great job with my credit. Thanks again for all the hard work. I will be happy to tell friends and family about easy it was.

7 years ago

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TAMARA PARKS Atlanta, GA

SCAM! I PAID $1400 to get my credit restored. Nothing has really changed! My credit look the same as it did a year ago when I first went to them.

6 months ago

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Everardo Acosta Victoria, TX

Better Than All Other Company's I Recommend Allied Credit Solutions.

6 years ago

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Hope Ful Lewisville, TX

Allied Credit Solutions ruined my credit. They do not return calls and refuse to explain themselves or even tell me what they did for me.

2 years ago

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