Allen & Allen, Inc. is a Pennsylvania-based credit repair company that provides services nationwide. 

According to the company’s main website, Allen & Allen, Inc. is a certified member of the National Association of Credit Services Organizations (NACSO). 

In terms of credit repair services, Allen & Allen, Inc. works with all three major credit bureaus to dispute any negative or inaccurate credit report information on behalf of clients. 

Clients have the ability to track their credit repair progress via signing in to the company’s offered online client portal. 

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The Good

  • Nationwide Services 
  • Discount Opportunities 
  • Credit Repair Support

Nationwide Services

Unlike many of its industry competitors, Allen & Allen, Inc. provides nationwide credit repair services. 

Before signing up for the company’s services, potential clients can request a free credit evaluation. This evaluation can give the company an idea of where clients stand in terms of credit which can help the company create a solid credit repair plan. 

According to the company’s website, Allen & Allen, Inc. has a Data Repositories Dispute System (DDS) that “disputes against all data broker companies whose sole purpose is to collect and sell data” which can help with the removal of inaccurate items on clients’ credit reports. 

Discount Opportunities 

Allen & Allen, Inc. offers credit repair service discounts to active military service members and veterans. 

Additionally, the company provides the opportunity for clients to get a 20 percent discount on their monthly services if they sign up for a free credit evaluation. 

Although some companies in the credit repair industry do offer discounts, many companies still do not offer the level of discount opportunities that Allen & Allen, Inc. provide. 

Credit Repair Support 

Allen & Allen, Inc. provides all clients with access to a dedicated credit specialist who can answer client questions and assist with credit repair processes. 

Clients are also able to view their credit progress by signing into their client portal. 

The Bad

  • Limited Online Information 
  • Lack of Services

Limited Online Information

In comparison to other credit repair company websites, Allen & Allen, Inc. do not provide enough online information about their credit repair services. 

Potential clients must contact Allen & Allen, Inc. during office hours to receive more information regarding the company’s staff and certifications, monthly fees, upfront pricing, credit repair program steps, and more. 

Lack of Services

Allen & Allen, Inc. does not appear to provide some services that many other credit repair companies offer. 

Although the company does have a clear cancellation policy, the company does not seem to provide any legal assistance, money-back guarantee, or credit education services.

The Bottom Line

In terms of credit repair, Allen & Allen, Inc. seems to offer reputable services. 

The company provides month-to-month credit repair services and is part of the National Association of Credit Services Organizations (NACSO). 

Additionally, Allen & Allen, Inc. provides a free credit evaluation, an online portal that clients can use to check their credit repair progress, and gives clients access to a dedicated credit repair specialist. 

Unfortunately, the company does not provide enough upfront information about its services and staff on its main website and fails to provide clients with services that many competitors offer. 

If you are thinking about working with Allen & Allen, Inc., we recommend that you read client reviews and consider signing up for a free credit evaluation or contacting the company directly during office hours to obtain more information about the services they offer.

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