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Advanced Credit Help

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8 User Reviews
LAST UPDATED: September 21st, 2020

Advanced Credit Help is a company that has over 15 years of experience in the credit repair industry. The credit repair company offers a free credit consultation and credit analysis service along with the following three credit repair plan options: 

  • Bronze Plan 
  • Platinum Plan
  • Gold Plan 

Each plan comes with credit monitoring, access to a 24/7 client portal, inquiry removal, and credit bureau disputes. Clients can also obtain additional services with the Platinum and Gold plans. According to the company’s website, “the average client sees a 100 point increase after about 120 days” and clients typically use the company’s services for about four months on average. 

The company also states online that clients can get a full refund if certain circumstances occur during the credit repair process and clients have the ability to cancel their credit repair services at any time. In addition to its Georgia location, the company has locations in Maryland, Indiana, and California. 
Read on to learn more about Advanced Credit Help’s credit repair options and services.

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The Good

  • Credit Repair Options
  • Refund Policy 
  • Mobile App
  • Online Resources

Credit Repair Options

In addition to a free credit report consultation and credit analysis, Advanced Credit Help offers the following three different credit repair plan options that clients can choose from: 

  • Bronze Plan — This plan costs $59.95 per month and includes credit bureau disputes for one bureau, credit monitoring services, inquiry removal, and around-the-clock access to a client portal. 
  • Gold Plan — This plan costs $79.95 per month and includes credit bureau disputes for two bureaus, credit monitoring, inquiry removal, access to a client portal, credit audit, and cease and desist letters.  
  • Platinum Plan — This plan, according to the company’s website, is the most popular plan and costs $99.95 per month. This plan includes credit bureau disputes for three credit bureaus, credit monitoring, inquiry removal, client portal access, credit audit, cease and desist letters, credit negotiations, identity theft prevention, and more.

In comparison to services that many other credit repair companies offer, Advanced Credit Help’s plans are fairly affordable.

Additionally, each plan includes credit monitoring services, which some other companies in the industry do not provide with their credit repair services. Advanced Credit Help clients typically use the company’s credit repair services for an average of about four months. This credit repair timeline is quicker than what some other companies provide. 

According to the company’s website, Advanced Credit Help has helped clients delete a variety of negative items including late payments, charge offs, judgments, liens, collections, repossessions, bankruptcies, foreclosures, medical bills, and more.  

Refund Policy 

Advanced Credit Help offers a 100 percent money-back guarantee for monthly payments. According to the company’s website, in order to qualify for this complete refund, clients must have the following things occur: 

  • The client has not had any credit repair results for at least 60 days. This means that the client does not receive at least a one-point credit score increase or had at least one item deleted or updated from their credit report(s). 
  • The client has not attempted to repair their own credit two years prior to signing up for Advanced Credit Help’s services and has not used a credit-consulting agency. 
  • The client agrees to send updated credit reports from all three of the major credit bureaus to Advanced Credit Help within five days of receipt. 
    Potential clients should note that the company does not offer any credit repair result guarantees and only offers a refund if clients experience the things listed above. 

Mobile App

Advanced Credit Help provides all clients with a highly rated credit repair mobile app. This app allows clients to track their credit scores and credit repair progress in one place. 

Additionally, clients can use this app to obtain 24/7 customer support and to access all of their credit information while on the go. 

Online Resources

In addition to a helpful mobile app, Advanced Credit Help provides clients with a few educational credit resources directly on its main website. 

The company has a credit help blog, helpful frequently asked question sections, and a dedicated credit education page which provides information regarding what a credit score is, what affects a credit score, how long certain items will remain on a credit file, and more. 

All website visitors have access to these resources and can use these resources to get a better understanding of their current credit situation and credit goals.

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The Bad

  • Missing Website Information

Missing Website Information

Although Advanced Credit Help does offer a significant amount of information on its website, including service pricing and average credit repair process length, the company does not appear to offer the following information on its main website: 

  • Staff credentials
  • Credit repair payment options 
  • Credit consultation process details
  • Setup or initial fee details (if any)
  • Discount opportunities (if any)

Potential clients who are interested in learning this information can contact the company directly.

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The Bottom Line

Advanced Credit Help has provided credit repair services to consumers for over 15 years. In terms of credit repair, the company offers three credit repair plan options — the Bronze plan, the Gold plan, and the Platinum plan. Each plan comes with credit monitoring services, inquiry removal, client portal access, and credit bureau disputes. Those who choose the Platinum plan can also receive identity theft prevention services, credit negotiations, and more. 

In addition to credit repair services, the company offers a free credit consultation service, a mobile app, and a 100 percent money-back guarantee. Advanced Credit Help also provides a few helpful online resources that all website visitors can use. These resources include a credit help blog, a dedicated credit education page, and a few different frequently asked question sections. 

Although Advanced Credit Help does offer quite a bit of information regarding its services, costs, and more, the company does have a few pieces of information missing from its website that potential clients may be interested in. For instance, the company does not provide much information about its staff and their credentials, discount opportunities (if any), credit repair payment options, etc. Those interested in learning this information can contact the company directly. 

Additionally, we recommend that potential clients visit the company’s website, read prior client reviews, and contact a company representative if they have any questions regarding the company’s credit repair services.

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Star Rating

4.5

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8 Reviews

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4 grade

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1 grade

13%

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Verified Customer

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James Virginia Beach, VA

It is pretty good. The lady I talked to, I think she was the co-owner of the company, was pretty thorough. She explained the process and what to expect and what the positives and the negatives are.

1 year ago

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Reply from Advanced Credit Help

James, we really appreciate your feedback! Glad you're satisfied thus far. We're always happy to know when we've been very thorough with our clients.

Sep. 2nd, 2020

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Anonymous Leominster, MA

They met my expectations. They helped me remove a few things up my credit. They’re knowledgeable and the communication is good.

1 year ago

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Reply from Advanced Credit Help

We're absolutely glad that we were able to meet your expectations! It's always great when we're able to remove negative items from our client's credit reports. It is our goal to consistently make sure that our team members are knowledgeable and communicate effectively.

Sep. 2nd, 2020

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Markus Smiths, AL

They answered my questions and emailed me quickly. They did what they said they were going to do.

1 year ago

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Reply from Advanced Credit Help

Hey Markus, thank you so much for your review! We're always glad when our clients feel like we've done what we said we were going to do.

Sep. 2nd, 2020

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Davonte Covina, CA

Very informational and prompt and thorough with everything. They helped me with my credit score.

1 year ago

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Reply from Advanced Credit Help

Davonte, we really appreciate the positive praise! We're very pleased that our team could help you with your credit scores.

Sep. 2nd, 2020

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Cheryl

Their upfront honest and produce results.

1 year ago

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Reply from Advanced Credit Help

Thank you so much! We definitely appreciate your positive feedback. All of our agents are trained to be honest with all of our customers.

Oct. 20th, 2020

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Michelle Spearman Washington, DC

They have helped me repair my credit and it was easy

1 year ago

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Reply from Advanced Credit Help

Thank you, for the review! So glad that it was an easy process for you.

Sep. 8th, 2020

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Marcus Odenton, MD

The people at advance credit help are good at what they do.

1 year ago

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Reply from Advanced Credit Help

Marcus, thanks again for your positive feedback! Absolutely glad to know that we did what's expected of us.

Sep. 2nd, 2020

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Davdrian Dacula, GA

Advanced Credit Help did not help me at all. The company did not meet my expectations.

1 year ago

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