700 Plus Credit

0.9

Overall Score

11 User Reviews

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700 Plus Credit is a financial services company with over 10 years of industry experience and based out of Houston, Texas. Members are able to attend free seminars on a variety of financial topics and receive live chat assistance with the company's customer service department.

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#78 700 Plus Credit Logo 700 Plus Credit

0.9

Overall
Score

11 User Reviews

The Good

  • Membership to a Credit Union to Assist in Re-Establishing Credit 
  • Direct Access to Auto, Mortgage, and Personal Lines of Credit 
  • Assistance in Setting Up Savings and Checking Accounts 
  • Help with Obtaining Secure and Unsecured Loans
  • Affiliate Network Access to Discount Services 
  • Sign-Up Process

700 Plus Credit offers consumers a variety of credit tools and educational articles on its corporate website. Consumers receive access to loan calculators, credit card offers, and vehicle searches on the website. Also, members receive direct access to a credit analyst at all times as well as access to licensed real estate advisors to assist in home ownership, rentals, financing and investment. Members also are able to receive:

Membership to a Credit Union to Assist in Re-Establishing Credit

Typically, those who are in need of credit repair could also use help in establishing credit again. This firm will help clients do just that.

Direct Access to Auto, Mortgage, and Personal Lines of Credit

700 Plus Credit has relationships to help their clients obtain necessary lines of credit.

Assistance in Setting Up Savings and Checking Accounts

In addition to helping re-establish credit, 700 Plus Credit will also, if desired, help clients get savings and checking accounts.

Help with Obtaining Secure and Unsecured Loans

Clients in need of obtaining a secure or unsecured loans can get this assistance with 700 Plus Credit specialists.

Affiliate Network Access to Discount Services

With the 700 Plus Credit network of partners, clients can receive discounted services.

Sign-Up Process

The sign-up process takes only 15 minutes to complete. The company features a number of positive customer testimonials. Many customers have reported improvements in their credit ratings within 45 days.

The Bad

  • Creditor Help 

Program results are uncertain. It is important to note that many of the financial services provided by 700 Plus Credit can be performed by consumers themselves at no cost. However, these credit restoration services can be a good fit for those individuals who strongly desire to avoid the time-consuming hassles of performing these tasks alone.

Creditor Help

While 700 Plus Credit can help with a number of financial tasks and even act as a middle man, they do not get involved in creditor disputes.

The Bottom Line

700 Plus Credit Repair hosts free seminars on a wide variety of credit and personal finance topics. The company also provides consumers with numerous financial tools and educational articles. However, with it's lack of transparency on pricing it's hard to recommend this company.

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