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    How Debt Affects Your Credit Score
    Debt, especially credit card-related debt, continues to plague most Americans, threatening to lower their credit scores. Credit scores, often known as FICO scores, are broken down into five factors. Payment history makes up ...
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    Guest Post: How to Protect Inactive Credit Cards from Fraud
    Guest Post by We live in a world of credit, with millions and millions of new credit cards being issued each year—providing consumers with instant financial flexibility and convenience. If you’re ...
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    Guest Post: How Do Payday Loans Affect Your Credit Score?
    Guest Post by The financial realities of living in modern America just don’t quite add up for an ever-increasing percentage of the population. Among America’s working poor—folks in financial...
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    How Does the Credit Repair Process Work?
    Believe it or not, there is one number that can control a great deal of what you can and can't buy. It's not the number in your bank account; it's your credit score. Your credit score is a number that rates you based on your ...
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    How Your Credit Can Affect Future Job Prospects
    Say you've just been offered the job of your dreams! You're excited! The employer's excited! But just before your new employer can officially offer you the job, he or she asks you to fill out a background check form, and incl...

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