Nissan Finance, or Nissan Motor Acceptance Corporation, is the Nissan car company's financing division. Consumers can get payment estimates, local dealer quotes, and a trade-in estimate through the Nissan website. Shoppers can get pre-approved online to speed up the shopping process and get in contact with a local dealer carrying the model they want.
Special rate offers, like 0.0% APR and bonus cash offers are available; however, they depend on your approval and your geographical location.
Shoppers can choose to buy or lease with NMAC. With two basic plans: Nissan SignaturePURCHASE and Nissan SignatureLease.
SignaturePURCHASE for new and pre-owned Nissans:
For well-qualified buyers, Nissan offers good financing terms and the option to buy or lease. It also offers special deals with 0 percent financing for certain terms, if you meet the requirements.
Nissan offers special savings programs for college grads and military personnel. If this sounds like you, you can print out a certificate online and bring it with you to the dealership.
When you look into financing options through Nissan's payment calculator, the lowest credit rating bracket offered is Poor (600–619). So, while many buyers will be well-served by this program, if your credit score is less than 600, its probably going to limit your financing options. You probably won't get approved without a co-signer.
If you want to apply with a co-signer, you have to do it at a Nissan dealer. Only single-applicant financing is available for pre-approval online.
At this time, we need more feedback from customers before we can recommend this financing company.