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ROK Financial

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9.9

Overall Score

LAST UPDATED: June 14th, 2024

Opened in 2020 from the turmoil caused by the COVID-19 pandemic, ROK Financial was founded by its current CEO James Webster. Webster is a former business partner of the well-established business financing and services provider National Business Capital & Services.

Like many businesses, National was forced to pause its operations due to the pandemic. ROK Financial was born of the desire to continue helping businesses succeed and bring employees back to work. 

Best Company interviewed ROK Financial's CRO, Patrick Manning, to learn more about the business. 

ROK Financial Interview with Best Company

ROK Financial is a very new company. However, Webster has almost two decades of experience in the financial services industry. During his time at National Business Capital & Services, his team helped secure over $1 billion in financing for small businesses. This dedication to building businesses from their foundation and maintaining business partnerships is central to ROK Financial’s business financing platform. 

For being so new to the industry, ROK Financial has a robust variety of funding types. Its current small business and commercial lending options include the following:

  • Small business loans
  • Business lines of credit
  • Equipment financing
  • SBA loans
  • AR financing
  • Merchant cash advances
  • Asset based loans
  • Franchise financing
  • Startup financing
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Highlight: ROK Financial is currently offering its full suite of loan products. 

In light of the financial uncertainty related to the COVID-19 pandemic, some business loan providers are only offering limited funding options. For example, some of the top loan providers were only accepting Paycheck Protection Program (PPP) loan applications instead of, or in addition to, their normal products until mid-August 2020 and beyond. 

 

By contrast, ROK Financial was actually born out of the turmoil of the pandemic and is actively lending, which helps it stand out from competitors.

 
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The Good

  • Same-Day Funding
  • No Minimum FICO
  • Lower Required Months in Business
  • Fast Application Process
  • Higher Loan Minimums and Maximums

Same-Day Funding

ROK Financial can potentially provide its customers with same-day funding if a loan application is completed and all necessary documentation is submitted quickly.

Due to the company's use of fintech, business owners can be out of underwriting in hours and receive funds on the same day. This is less common within the business loans industry — more typical is a promise of funding within 24 hours. 

No Minimum FICO

Many business loan companies like ROK Financial have minimum FICO score requirements typically in the low 600s. ROK Financial does not have a minimum FICO score on its loan offerings. Most of its top financing options have no minimum, and it encourages businesses with bad credit to apply.

Unlike traditional banks, there are alternative lenders on the market that have programs for all types of credit profiles. ROK Financial advises business owners not to be discouraged by their credit score. Businesses can still qualify for specific products and programs though alternative sources. 

Lower Required Months in Business

ROK Financial will work with businesses that have been in business for a shorter amount of time. This is unique among its competitors, many of which may require a business be open for at least 12 months prior to applying for financing. Many businesses can qualify for ROK Financial’s top financing options with as little as 3 months in business. 

ROK Financial will also work with startup companies. If you have been in business for less than 6 months, you are considered a startup. Most financing options require a minimum of 6 months in business and at least $15,000 gross revenue per month, but startups can be exempt from these requirements. You will be required to have a credit score of at least 650. 

Fast Application Process

The application process can vary widely across companies working with business loan financing. ROK Financial's initial loan process application is very brief. It asks for your contact information, time in business, credit score, annual gross sales, and industry.

After you submit the application, a ROK Financial business financing advisor will contact you to discuss what loan options you may have and which to pursue. 

Higher Loan Minimums and Maximums

Each business loan provider will have a different minimum and maximum loan amount. ROK Financial’s loan minimums and maximums are higher than is typical. This could be beneficial for your business if you are looking for larger amounts of funding.

Most of the funding options offered by ROK Financial have a loan minimum of $10,000 and a loan maximum of $5 million. 

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The Bad

  • No Information on Business Terms and Interest Rates
  • New Company

No Information on Business Terms and Interest Rates

The ROK Financial website does not provide any information on the business terms or interest rates of the loans it typically secures for its customers. This could be very frustrating for you if you are shopping around and trying to compare the offerings from other loan companies. 

New Company

While its employees and leadership have years of industry experience, ROK Financial has only been in business for a couple years. This could mean that it may have fewer lending partners and a smaller marketplace of lenders. 

Additionally, while the company does have a solid lineup of lending options, some of its competitors offer business credit cards, financing for cannabis businesses, and other business services not currently in ROK Financial's suite of services. 

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The Bottom Line

ROK Financial started its company in 2020 during the coronavirus pandemic. The company's leadership saw the need for small business financing in the country and decided to break off from a larger business loan servicing firm in order to continue providing loans to businesses during a difficult financial time. This dedication to providing financing to businesses is admirable. 

You will find that ROK Financial is willing to work with a larger group of businesses, including startups and those with poor credit. It also has higher loan maximums which could be helpful if you're a business owner looking for more financing.

All that said, it's ROK Financial reviews from real customers that matter most in determining the company's trustworthiness. 

The verdict? ROK reviews consistently praise the company for efficiency, professionalism, and responsiveness. Read more below. 

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ROK Financial Frequently Asked Questions

What types of business loans does ROK Financial offer?

ROK Financial offers a wide variety of business loan options including term loans, lines of credit, equipment financing, SBA loans, and much more.

Is there a minimum requirement to apply for business financing with ROK Financial?

While many factors come into play when approving a business, ROK Financial requires a minimum of $120,000 in annual gross along with at least six months in business.

Is ROK Financial a direct lender?

No, ROK Financial is not a direct lender. The company has boutique-style relationships with a group of hand-selected lenders who provide top-notch funding and programs tailored to individual business needs.

How quickly will I receive my funds after approval?

ROK Financial will work swiftly to expedite the funding process. Once all the documentation is completed, you can see funds in your account in as little as 24 hours.

What type of documentation is required?

Typical documentation needed to submit your application includes business bank statements and a signed application.
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5.0

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343 Reviews

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Featured Review

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Monica Russell Arlington, TX

I trust Rok's team to get the impossible done! If they can't get it done, no one can. I have worked with Stephen and Andrew to help my clients get additional funding when everyone else said no! Andrew and Stephen are great to work with. They are positive and honest. I have learned a lot working with them.

2 years ago

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Reply from ROK Financial

Monica, Thank you for taking the time to leave this 5-star review abour our team here at ROK, specifically your Partnership Advisor Andrew, and your Sr. Business Advisor, Stephen. We know it can be difficult to find any financing for your clients, especially financing that works for them and we're so glad we could be your saving grace! We strive to be as upfront and honest with our partners and clients to assure a smoothing funding process for everyone. We look forward to our continued partnership!

Aug. 9th, 2021

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Featured Review

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Health & Wealth Innovations Rock Hill, SC

ROK Financial has been a great pleasure to work with! They have provided an opportunity for me to help so many of my business clients receive funding and for this, I am so grateful. Thank you ROK Financial for all you do and for assisting small businesses when no other company would!

2 years ago

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Reply from ROK Financial

Health & Wealth Innovations, thank you for taking the time to leave this awesome 5-star review about your experience with our team here at ROK Financial. We're so glad we could match you with the right financing that fits your small business! We appreciate the kind words and look forward to watching you continue to grow and succeed!

Jun. 27th, 2022

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Randy Degrave

Working with Ashley C. at ROK Financial was like having a trusted advisor by my side, without any of the car salesman antics! She patiently guided me through the process, ensuring I understood every detail before letting me make my decision. Her unbiased approach and dedication to clarity make her a gem in the financial world.

3 months ago

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Reply from ROK Financial

Randy, thank you for taking the time to leave this 5-star review about your experience working with Ashley on our team here at ROK Financial. We work hard to provide our clients with valuable information so they can feel comfortable throughout the funding process. We truly appreciate the kind words and look forward to working together again soon!

Apr. 1st, 2024

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Reynaldo Soria Tampa, FL

Although I was not approved that is my issue. Lance did a great job for a few days trying different options to help get my business funded. He stayed true to his word and at least let me know my business wasn't able to be funded. Lance stayed in contact every step of the way. Simple application process also. Once my situation improves will try Rok Financial again.

5 months ago

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Reply from ROK Financial

Reynaldo, thank you for leaving this awesome 5-star review about your experience working with Lance on our team here at ROK Finanical. We're sorry we couldnt get your business approved just yet, but we're so glad we were able to provide valuable information and insight throughout working with us. We look forward to speaking again soon and getting you the funding you need for your business!

Jan. 24th, 2024

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Rebekah Castillo

Very happy and grateful that I got across with Ashley of ROK financial. She was with me every step of the way and answers all the question that I need to know. She have a very positive vibe with everything she say. So happy that I get to work with her. Will be a returning customer and refer Ashley and ROK to my friends that has small business needed funds. You guys are awesome!!!

5 months ago

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Reply from ROK Financial

Rebekah, thank you for taking the time to leave this 5-star review about your experience working with Ashley on our team here at ROK Financial. We work hard to answer any and all questions you may have throughout your funding, and you are no exception! We're so happy to hear Ashley was able to make you feel comfortable and informed while working with her! We truly appreciate the kind words and appreciate you recommending ROK and Ashley to other small businesses in need of financing!

Jan. 18th, 2024

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Ogheneovo Takpor

As an affiliate partner, I had an incredibly positive experience working with Justin L at ROK Financial; his knowledge and wealth of experience was invaluable in helping me to secure funding for my client. I highly recommend Justin as the go to man

4 months ago

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Reply from ROK Financial

Thank you for taking the time to leave this 5-star review about your experience working with our team here at ROK. We're so glad we could provide you with valuable information for both you and your client. We appreciate you taking the time to leave this 5-star review and look forward to building a strong partnership together!

Mar. 7th, 2024

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Scio Atlanta, GA

Thanks to Lance R, our Rep, He made this the easiest application process we’ve ever done. Nothing about this process was complex. He is very informative and we are extremely grateful that he is our representative. Thanks to him, we are looking forward to adding more businesses and building a strong and positive relationship with ROK Financial. Thank you Lance and ROK for your guidance and expertise throughout our first line of credit.

6 months ago

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Reply from ROK Financial

Thank you for taking the time to leave this 5-star review about your experience working with Lance on our team here at ROK Financial. We work hard to make our funding process as simple as possible for our clients, and you are no exception! We're so happy to hear that Lance was informative and helpful throughout your entire funding process! We truly appreciate the kind words and look forward to watching your business grow!

Dec. 19th, 2023

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La chica del credito

Paul and Cristian consistently demonstrate exceptional dedication and expertise in their roles at ROK FINANCIAL . Their collaborative efforts have significantly contributed to the success . Paul's meticulous approach to financial analysis and Cristian's adept relationship-building skills have been invaluable. Together, they form a dynamic duo that not only meets but exceeds expectations

7 months ago

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Reply from ROK Financial

Thank you for taking the time to leave this 5-star review about your experience working with Paul and Christian on our team here at ROK Financial. We're so glad together our team has been able to contribute to your success! We look forward to building strong relationships and working together again very soon!

Dec. 13th, 2023

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Alex Santos

The process for funding fell like clockwork. Thank you ROK for making things happen.

4 weeks ago

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Reply from ROK Financial

Thank you for your kind words! So happy to hear that the funding process went smoothly and met your expectations. At ROK, we strive to make things happen seamlessly for our clients. Your satisfaction is our top priority, and we appreciate your support!

Jun. 19th, 2024

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CupofChi Bay Shore, NY

I recently had the pleasure of working with Austin at ROK Financial. He was friendly, knowledgeable, and professional. He helped me provide my client with a flexible lending opportunity that was customized to their unique position. The process was simple and straightforward and Austin always responded quickly to any queries I had. He walked me through every step of the loan application process and provided helpful advice along the way. Overall, I am very pleased with the service I received from Austin at ROK Financial. His skillful guidance made obtaining a loan for my client stress-free and his ability to customize it to their needs made all the difference. I highly recommend him for future small business loans!

10 months ago

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Reply from ROK Financial

WOW, thank you for taking the time to leave this awesome 5-star review about your experience working with Austin on our team here at ROK Financial. We work hard to make our funding process as simple as possible for our partners, and you are no exception! We're so glad Austin could help guide you through funding for your client to make it a stress free experience for everyone involved! We truly appreciate the kind words and you recommending ROK to other small business owners in need of financing. We look forward to working together again soon!

Aug. 29th, 2023

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Wildcat Funding Corp

Working with Alex and Christian was a seamless process. They both go above and beyond to make sure their client receives the best experience!

2 months ago

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Reply from ROK Financial

Thank you so much for this 5-star review, Daniel! We are so glad you had such a good experience working with Christian and Alex and that they made the process go as smoothly as possible. We look forward to seeing your business reach new heights!

May. 9th, 2024

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karon byers (Coach Ken)

Great company very personable individuals I had a great conversation with Ashley she’s great and gave me lots of useable knowledge to apply for funding.

3 months ago

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Reply from ROK Financial

Karon, thank you for taking the time to leave this 5-star review about your experience working with Ashley on our team here at ROK Financial! We're so glad you had a great conversation with Ashley and that she could provide useful knowledge for you about the funding process! We look forward to learning more about your business and helping you access the capital you need!

Mar. 26th, 2024

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rodney thomas Chateauguay, QC

Working with Matt has been a great experience! Would go a long way for me in both my personal and professional development. Thank you for considering doing this and looking forward to a continued partnership in 2024.

4 months ago

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Reply from ROK Financial

Rodney, thank you for taking the time to leave this 5-star review about your experience working with Matt on our team here at ROK Financial. We're so glad we could contribute to both your professional and personal growth and development! We truly appreciate the kind words and look forward to building a strong partnership together.

Mar. 7th, 2024

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Elton Bell

ROK financial got the job done. My Agent Ashley explained everything thoroughly and got the job done. I was comfortable in every step of the way thru this process. I will refer others. Thank u.

5 months ago

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Reply from ROK Financial

Elton, thank you for taking the time to leave this 5-star review about your experience working wiht Ashley on our team here at ROK Financial. We're so glad we could not only get you the financing you needed but also help you feel comfortable throughout the process! We appreciate the kind words and look forward to watching your business grow!

Feb. 6th, 2024

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D Lee Cleveland, OH

Ashley C Was so helpful she fought for me explain everything to me, top to bottom .. for my first time she made the process one two three ..I can’t thank her enough.. god bless

5 months ago

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Reply from ROK Financial

Thank you for leaving this 5-star review about your experience working with Ashley on our team here at ROK Financial. We strive to be as straightforward and detailed as possible throughout the funding experience so that our clients can feel comfortable with us! We truly appreciate you recommending Ashley and ROK to other small businesses in need of financing!

Feb. 2nd, 2024

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Manuel Compean Torreón, COA

I have had the opportunity to work with Ryan B and his commitment and speed in helping small businesses is impressive, in addition to always having a good attitude and a lot of responsibility, I highly recommend him along with Rok Financial.

6 months ago

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Reply from ROK Financial

Manuel, thank you for taking the time to leave this 5-star review about your experience working with Ryan on our team here at ROK Financial. We truly work hard to help small businesses access the financing they need and we truly appreciate the acknowledgment! We appreciate you recommending ROK Financial to other small businesses in need of financing and we look forward to working together again soon.

Jan. 10th, 2024

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DARREL LEWIS Baton Rouge, LA

The process was easy and pain free. Lance walked me through the entire process. He answered my questions and responded to concerns I had in a timely manner. Lance maintained constant communication throughout the process. Great experience.

6 months ago

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Reply from ROK Financial

Darrel, thank you for taking the time to leave this 5-star review about your experience working with Lance on our team here at ROK Financial. We're so glad we could answer all of your questions and ease any concerns you had throughout the funding process. We work hard to not only maintain constant communication but to provide stellar customer service as well. We appreciate the kind words and look forward to watching your business grow!

Jan. 10th, 2024

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andy salsido Anaheim, CA

I am impressed with the help I received from Justin, he is very professional and knowledgeable as he walked me through the process of signing up for partnership with Rok. He's great and easy to work with. Thank you, Andy Salsido

6 months ago

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Reply from ROK Financial

Andy, thank you for taking the time to leave this 5-star review about your experience working with Justin on our team here at ROK Financial. We're so glad you enjoyed working with Justin and found him to be professional and knowledgeable! We look forward to building a strong partnership together.

Jan. 9th, 2024

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Ricky Boyles

Super excited about securing my first funding with Rok Financial! Huge thanks to my Partnership advisor Matt for their support and reaching out. Cheers to a successful partnership! 🎉 #RokFinancial #Thankful Thank you for considering doing this and looking forward to a continued partnership in 2024.

6 months ago

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Reply from ROK Financial

Ricky, thank you for taking the time to leave this 5-star review about your experience working with Matt on our team here at ROK Financial. We're so glad Matt has been supportive and helpful in getting your clients access to the financing they need. We appreciate the kind words and look forward to building a strong partnership together.

Jan. 5th, 2024

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Vashti Neal

Lance is awesome at being diligent when working with you, but still makes you feel at home and comfortable through out the whole process. He’s definitely one of the best representatives I’ve worked with. We were very impressed about his knowledge and history in the business. We look forward to continuing business with lance!

6 months ago

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Reply from ROK Financial

Thank you for leaving this awesome 5-star review about your experience working wtih Lance on our team here at ROK Financial. We're so happy to hear that Lance has been diligent and professional throughout your funding process. We work hard to make our clients comfortable throughout their funding and you are no exception! We truly appreciate the kind words and look forward to working together again soon!

Dec. 26th, 2023

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BidConnectUSA Houston, TX

Christian and Duane at ROK Financial have been a pleasure to collaborate with! They exhibit not only outstanding professionalism but also a consistent readiness to address any inquiries. Duane's unwavering commitment to finalizing loan packages ensures successful deal closures. Moreover, Christian proves to be an exceptional partner.

8 months ago

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Reply from ROK Financial

Thank you for taking the time to leave this 5-star review about your experience working with Christian and Duanne on our team here at ROK Financial. Our team works hard to not only be available but to answer all questions or concerns throughout the funding process. We're so happy to hear you enjoy working with us! We truly appreciate the kind words and look forward to building a strong partnership together!

Nov. 3rd, 2023

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wing yee lai Queens, NY

As we all know applying for credit over the internet can be very intimidating, frustrating, time-consuming, and nerve-wracking because of all the fraudulent "companies" out there. I had the best experience with Heather at Rok Financial though. She was so understanding of my needs and frustration. She made it as pain-free as possible. She is a great people-person and so sweet and kind. I got funded so quickly because she worked tirelessly to get the most funding possible! Thank you Heather! #bestcustomerservice!

9 months ago

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Reply from ROK Financial

Thank you for taking the time to leave this 5-star review about your experience working with Heather here at ROK Financial. We know how nerve wracking it can be when you're trying to access financing for your business, and we're happy to hear our team at ROK made it a pain-free experience. We're so glad we could get your business the funds it needs and look forward to watching it grow!

Oct. 19th, 2023

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Lloyd Torres

ROK Financial ROCKS!!! I have worked with Matt G who is very communicative, direct to the point, all business. The best thing about working with Matt is that he tells you immediately if the deal is going to work and if not what to work on to salvage the deal. A TRUE professional to the game, and very refreshing to have someone like him on your side.

9 months ago

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Reply from ROK Financial

Lloyd, thank you for taking the time to leave this 5-star review about your experience working with Matt on on our team here at ROK Financial. We're so happy to hear that you had a great experience working with Matt on our team. We truly have our clients best interest at heart and do whatever we can to get our clients the financing they need to succeed! We appreciate the feedback and look forward to work together again soon!

Oct. 2nd, 2023

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Racquel Berry Benjamin Orlando, FL

ROK Financials…ROCK! Since partnering with ROK Financials to get my clients funded, it has been uphill movement. ROK Financials level of customer service and marketing is beyond measure. Moreover, the fast past and seamless process of getting clients funded is most impressive. Ryan B is simply a ROCKSTAR! He has mastered the art of communication and kept in constant contact with me which made me feel comforted and supported. He responded promptly and found the answers to any questions or concerns I had. I look forward to growing my partnership with ROK Financials. Racquel, Infinite Commercial Capital

1 year ago

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Reply from ROK Financial

Racquel, WOW, thank you for taking the time to leave this 5-star review about your experience working with Ryan on our team here at ROK Financial. We're so happy we've been able to not only get your clients funded but make the process as seamless as possible for both you and the client! We work hard to keep our partners and clients involved and informed so they feel comfortable throughout the entire funding and you are no exception. We truly appreciate the kind words and for you reffering clients to ROK Financial! We look forward to building a strong strategic partnership together.

Jan. 3rd, 2023

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Keisha Reed Lawrenceville, GA

Oliver T with Rok Financial has been exceptional. I know first hand getting people qualified and funded can be stressful but Oliver explains everything that is required to a T. Oliver takes the time to contact partners and answers any all questions we may have at that time, so we can better understand the process and submit applications. Oliver makes himself available to be a resource for us whenever we need it, so I know our customers is and will be treated with the same utmost customer service that he provides to both my partners and myself. This is one move that I will not regret. Thank you so much for everything Oliver. Now let’s get our business owners funded. ☺️🙌👏

1 year ago

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Reply from ROK Financial

Keisha, WOW, thank you for leaving this awesome 5-star review about your experience working with Oliver on our team here at ROK Financial. Our team really takes the time to explain our process so that our partners and their clients can feel comfortable throughout the funding process! We're happy to hear that Oliver has been such a great resource for you and your clients and that you've chosen to work with us! We greatly appreciate the review and look forward to building a strong partnership together! Lets ROK!

Sep. 27th, 2022

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Mary Adams K'alak'i T'bilisi, TB

I've had great experience with ROK Financial! They provide years of industry experience in the most transparent and honest way possible which makes them an industry leader. I've been working with Timothy S for quite some time now and I can truly say he is one of the greatest professionals I've worked with. He's always on top of the deals, has been very supportive, engaging and consistent in following up whenever I have questions or need guidance on a particular need for my clients. All I've seen from ROK Financial is great excellence. I'm looking forward to working with you on many more great deals!

1 year ago

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Reply from ROK Financial

Mary, WOW, thank you for taking the time to leave this 5-star review about your experience working with Timothy on our team here at ROK Financial. We strive to be transparent and honest throughout every funding here at ROK and you are no different! We're so happy to hear that Timothy has been consistent and keeps you in the loop on your clients fundings! We truly appreciate you choosing to work with us and look forward to building a long partnership together!

Sep. 26th, 2022

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Christina Quach Austin, TX

We've had a great experience working with Niko from Rok Financial. After the many global supply chain issues of last year, we were in a bind with cash flow and needed a loan to get us through the latter half of the year, while waiting for our delayed shipments. Niko took the time to understand our situation and needs, and was able to present us with some good financing options for our young business. We talked with many different companies, and he was the only one that didn't use high-pressure tactics, was realistic and thorough in explaining our options, and made sure things went smoothly from beginning to end, even after we received funding. Rok Financial has helped keep our business going through a very challenging period, and are glad to have them as a resource. Would definitely recommend working with Rok & Niko ⭐️

2 years ago

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Reply from ROK Financial

Christina, thank you for taking the time to leave this 5-star review about your experience with Niko and our team here at ROK Financial. Our team works hard to understand our clients situation and needs and work hard to assist in the best way we can! We're so happy that Niko was able to walk you through realistic options for fundinf your business and could provide you with comfort during a challenging period. We appreciate the recommendation and kind words, we look forward to working together again soon!

Feb. 16th, 2022

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Nancy Fields Salt Lake City, UT

Late in the afternoon, it just happened to be the day before New Year's Eve I responded to an email that I received from ROK Financial where I was needing some clarification. I truly wasn't expecting to hear back from anyone that day and was about out the door when I received a phone call from Trevor C, a Business Development Officer at ROK, not 5 minutes after my email was sent. More than once I told him I was super impressed that I received a response so quickly. I really appreciated speaking to Trevor directly, as such, he was able to offer me the clarification that I was looking for and then some. After we hung up, he followed up our phone conversation with additional emails. I'm definitely looking forward to working with Trevor.

2 years ago

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Reply from ROK Financial

Nancy, thank you for this AWESOME 5-star review! We're thrilled that you are looking forward to working with Trevor and that he was able to assist you in such a short time over the holiday. We certainly pride ourselves on being accessible at all times!

We look forward to this continued partnership and are happy to have you!

Jan. 5th, 2022

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R Agency Las Vegas, NV

I am still in disbelief almost a week later. From my initial contact with Tim - he was amazing. Almost turning into my financial life coach. The "No BS" approach was a breeze! As a minority woman in business - Tim went above and beyond to ensure I was never told no again. While we are starting small to gain inventory, my loan process was fast, easy and smooth. If you are just starting or are in the stages of growth - be sure to have ROK Financial help with your process. They understand the ENTIRE picture. After being told no SO many times - it felt amazing to hear Tim say YES. I look forward to working with them over and over again!

2 years ago

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Reply from ROK Financial

We're so happy we were able to get you that YES you've been looking for! Tim is an incredibly hard worker and we're thrilled you had the chance to work with him and he was able to go above and beyond for you. We're so grateful to have you in our network now and look forward to taking your business to new heights!!!

Oct. 21st, 2021

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Stephanie Louis Brooklyn, NY

As a small business owner, I've had a bit of trouble securing financing from traditional lenders and banks. And of course, as a result of the COVID pandemic, it became even harder to get the financing I needed to keep my business afloat. I wish I could have saved myself so much grief and stress and knew about ROK Financial earlier. Josh was truly phenomenal. You could tell he really cared about my business. Josh went above and BEYOND in finding products that suited our particular financial profile. Everything was made clear - there were no surprises or hidden fees. He worked diligently on my case until he got me funded. And this was a completely non-judgmental, easy process. All of these 5-star reviews about ROK are really true. If you start here, you won't regret it. Best phone call I ever made.

2 years ago

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Reply from ROK Financial

Stephanie, WOW, thank you for taking the time to leave this awesome 5-star review about Josh, your Sr. Business Advisor and your experience with our team here at ROK Financial. We know how much businesses struggled as a result of the pandemic and how financing became significantly harder to obtain. We truly care about our client's business and im so glad you felt the same! We strive to have an open line of communication throughout the entire process so theres no room for any surprises when it comes to financing! Were so appreciative of this great review across multiple platforms and for you recommending us to other businesses in need of financing! We look forward to watching your business reach new heights!

Jul. 29th, 2021

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Vince Collins Birmingham, AL

ROK Financial rocks--Justin W. is a ROK-Star. It is anomalous nowadays to connect and work with people who are genuinely positive and passionate about helping others to succeed. J. W. has been extremely supportive and resourceful, is always probing to find new ways to help me to become more effective and efficient to serve businesses to grow my own. Additionally, it is great to be aligned with someone (and a company) who not only talks the talk of honesty and integrity but walks the walk. Having access to a broad range of products and services aimed at solving cashflow and growth challenges for small businesses creates a super win/win for all involved. And yes, there are some good companies and great people in the alternative lending space--Justin and ROK are GRAND. I am honored to be a ROK-a-fella.

3 years ago

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Reply from ROK Financial

Vince, Where do we even begin with a review like this? WOW, thank you so much for taking the time and detail to describe your experience with your Partnership Advisor, Justin, and the team here at ROK Financial.

At ROK, we value our relationships with our partners and want to see you succeed while you build a solid relationship with your clients by utilizing our products, services, and advice to help you do just that!

We're honored to have you in our ROK Family and look forward to our continued partnership as we help Businesses across the country solve cashflow and growth challenges together!

🤘+ ❤ The ROK Team

Apr. 2nd, 2021

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Ross Pantell Tuckerton, NJ

"Timothy S. and Anthony C. are my two points of contact at ROK Financial. I work directly with small businesses and assist them in generating new customers through unique marketing strategies, increasing their revenues and profits while creating a market dominating position. Partnering with ROK gives me access to their full suite of business loan solutions and allows me to leverage some of the most flexible loan options available today to my customers. Especially in todays business climate with covid, ROK Financial has been a major partner in supporting small business owners loans that the average bank could not provide in the timely manor required!" I recommend ROK Financial very highly as they are experts in this space.

3 years ago

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Reply from ROK Financial

Thank you, Ross, for taking the time to leave this incredible 5-star Trustpilot review about your experience with Timothy Stines, Anthony Cimino, and the team here at ROK Financial! We understand that finding the best financing for your clients isn't always the easiest, and that's why we take pride in our streamlined Business Financing services that help our ROK Partners help their clients quickly and easily!We appreciate you taking the time to reiterate this great review on multiple platforms so that we can help help even more businesses!

Mar. 22nd, 2021

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Lee Kramer Silver Spring, MD

As a broker, I am looking for the best funding options for my clients. This has certainly been the case in finding Rok Financial as my major source for financing. In addition to being provided funding products with superior terms to other funders, I am fortunate to have the one-on-one assistance of Nicholas C. as my relationship manager. He has consistently closed deals where others have failed, and with terms that are more beneficial for the clients than would have been expected. Rok Financial and Nicholas have my highest recommendation if you, as a broker, are searching for the best for your clients.

3 years ago

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Reply from ROK Financial

Hey Lee,

We appreciate the kind words! We are thrilled to hear that you found us when you were looking for the best funding options for your clients! It’s always humbling to hear how we’re able to make our partners' lives better.

The team and I are also happy that you found working with your Relationship Manager, Nicholas, beneficial and helpful. He puts a lot of work into being the ultimate resource for his partners and clients, and so we're so glad to hear it’s going so well for the both of you!

Have a great day, and thanks for the review!
Madi

Mar. 5th, 2021

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butterfly love

Mr Lance R, was very helpful and knowledgeable with information on the process and walked me through every different option available for my financial needs. I will most definitely use them again!!

6 months ago

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Reply from ROK Financial

Thank you for taking the time to leave this 5-star review about your experience working with Lance on our team here at ROK Financial. We're so glad Lance was knowledgeable and helpful throughout your funding process and could walk you through the different options available to you. We look forward to watching your business grow!

Dec. 21st, 2023

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James Rafeeq A. Salaam Miami, FL

Working with Ryan V and Duanne S has been great!" I appreciate their professionalism and their every effort to keep me informed every step of the way. You brothers ROK! Thanks!

6 months ago

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Reply from ROK Financial

Rafeeq, thank you for taking the time to leave this 5-star review about your experience working with Ryan and Duanne on our team here at ROK Financial. We work hard to be available and professional throughout our entire funding experience and you are no exception! We truly appreciate the kind words and look forward to working together again soon!

Dec. 20th, 2023

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Duane Los Angeles, CA

Austin has been a pleasure to work with. He is responsive and very professional. I think the best way to describe him is, he has been the perfect guide! You’re Blessed to have him on your team!!

7 months ago

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Reply from ROK Financial

Duane, thank you for taking the time to leave this 5-star review about your experience working with ROK Financial. It's no surprise to hear Austin has been professional and responsive throughout your funding process. We're so happy to hear what a pleasure its been working with Austin and our team here at ROK! We look forward to working together again soon and building a strong partnership together!

Nov. 30th, 2023

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star star star star star

1st and 10 Consulting Tampa, FL

I LOVE this company. The customer service is absolutely insane and they truly care about their clients. I’m grateful for them as they’ve helped my business grow and expand tremendously

7 months ago

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Reply from ROK Financial

WOW, thank you for this awsesome 5-star review! We're so happy to hear you've received excellent customer service and you got one thing right, we truly care about our clients here at ROK! We work hard for our clients and we're so glad that doesnt go unnoticed. We're so glad we could get your business the funds it needs to expand and look forward to watching your business continue to grow!

Nov. 29th, 2023

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Verified Customer

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Brittany

The paper work was simple. They are quick to respond. No one was rude or pushy. Funding is generally the same day. It was great. There are no drawbacks.

3 years ago

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Reply from ROK Financial

Brittany, thank you for taking the time to leave this 5-star review. We take pride in being a resource for Business Owners, and we're happy to hear we were just that for you! We look forward to watching you take your business to new heights!

Nov. 23rd, 2020

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Joe Tucci New Hyde Park, NY

ROK Financial is the company to get funds for your business when others say no.. I work with Ryan B, and he does everything he can to get the deal funded. He is very professional and communication is great. I look forward working with him in the future.

9 months ago

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Reply from ROK Financial

Joe, thank you for taking the time to leave this awesome 5-star review about your experience working with Ryan on our team here at ROK Financial. We work hard to be available throughout all points of the deal and are so glad Ryan could help you get your deal funded! We look forward to working together again soon and building a strong partnership together!

Oct. 2nd, 2023

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Prasanto Kumar

We had the great experience of working with ROK financial. They were able to help us get the funding for one of our clients in a very quick time. Special Thanks to Ryan and Michael for helping us. Thank you for all of your help! Highly recommend! Regards, Bull Market Capital Finance, LLC.

10 months ago

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Reply from ROK Financial

Prasanto, thank you for leaving this 5-star review about your experience working with our team here at ROK Financial. We're so glad both Ryan and Michael were able to assist you in getting the funds your clients need to run their business! We truly appreciate you recommending ROK to other small businesses in need of financing!

Sep. 8th, 2023

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Ronald Salem San Diego, CA

I work with ROK Financial as an ISO partner. I love these guys, they are super quick and responsive and get things done for us and our clients. I especially want to call out Ryan V and his team for being excellent partners with advice and helping us along the way!!!!

10 months ago

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Reply from ROK Financial

Ronald, thank you for taking the time to leave this 5-star review about your experience working with Ryan V on our team here at ROK Financial. We work hard to get financing for you and your clients FAST. We're so glad Ryan has been an excellent partner in helping your clients access the financing they need for their business!

Sep. 8th, 2023

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Nikisha Moore Washington, DC

Working with Christian at ROK Financial has been awesome. He is knowledgeable, patient and understands your business and personal needs and makes those his priority. He gently nudges you to become successful! I love working with him!!!

11 months ago

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Reply from ROK Financial

Nikisha, thank you for taking the time to leave this 5-star review about your experience working with Christian on our team here at ROK Financial. We work hard to truly understand your needs so we can best assist you and your clients! We really appreciate the kind words and look forward to building a strong partnership together!

Aug. 8th, 2023

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Sarah Luma Cooper Miami, FL

Honestly I thought rok financial was just another loan company that have you to do the most then denies you but to my surprise in matter of no time (minutes) filling out the application I was sent a quote and once I accepted it,within a couple hours 15 thousand was in my account making me feel like I’ve won the lottery and now thanks to Rok Financial my business is able function great to make and pay back my loan with out any pressure

1 year ago

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Reply from ROK Financial

Sarah, thank you for taking the time to leave this 5-star review about your experience working with our team here at ROK Financial. We're so glad you decided to apply with us and that would could help you access the funding you needed in just 24 hours! We work hard to get our clients fuded FAST so that you can get back to running your business! We appreciate the kind words and look forward to watching your business grow!

Apr. 12th, 2023

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Alderete Transporting Services Salinas, CA

Service with Roc Financial and Nicholas C was exceptional. Nicholas was patient while we made our decision and followed up with us during the process. The application was simple. Once we were approved and made our decision, we received our funding the next day. We will definitely be recommending Roc and Nicholas to our colleagues. Thank you again! - Alderete Transporting Services

1 year ago

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Reply from ROK Financial

Thank you for leaving this awesome 5-star review about your experience working with Nicholas on our team here at ROK Financial. We're so glad we could get you approved and funded the next day! We appreciate you recommending ROK and Nick to your colleagues! Keep ROK'N!

Nov. 10th, 2022

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Bluefin Solar Los Angeles, CA

After working with several "professionals" who submitted my application to their underwriters and offered me a loan only to come back (after the contract was signed) to ask for more information, working with Mike G and Rok Financial was an absolute dream! Mike was clear about what he would need and what he thought he could do, He surpassed my expectations. He asked for less and gave me more and did it in less than 48 hours. I can not recommend Mike and Rok Financial any stronger. If you need money for your business call Mike.

1 year ago

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Reply from ROK Financial

Bluefin, thank you for taking the time to leave this awesome 5-star review about your experience working with Mike on our team here at ROK Financial. We work hard to provide clear instructions and expectations so that you can feel confident in your funding process! We're so glad we could get your business the funds you need and look forward to watching your business continue to grow!

Oct. 3rd, 2022

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Tony Davis TX

My experience was great, no complaints here. Robert was very professional and was willing to listen to my concerns and answer my questions, without brushing me off. The process was quick and not time consuming, and that was really helpful to me because of my schedule. His response times by phone calls, texts, and emails to me were outstanding. I felt bad making him wait for my responses to him. LOL! I will recommend ROK Financial to family members, friends, and anyone else.

1 year ago

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Reply from ROK Financial

Tony, thank you for taking the time to leave this 5-star review about your experience working with Robert on our team here at ROK Financial! We're happy to listen to our clients concerns so that we can help make you feel more comfortable throughout the funding process. We're so glad we could help you get the financing you needed and fast! We truly appreciate the kind words and thank you for recommending us to other small businesses in need of financing!

Aug. 26th, 2022

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Ryan Lavender Mableton, GA

Timothy S and the team at ROK Financial are amazing. I am a capital broker and struggle to find lenders for my clients. Not only are ROK's lender partnerships vast, but they also handle all of the leg work for you. I can now focus on bringing customers, and they do the rest. My account manager, Timothy S, is responsive and keeps me updated. ROK also has an excellent portal for brokers.

1 year ago

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Reply from ROK Financial

Ryan, thank you for leaving this 5-star review about your experience working with Timothy on our team here at ROK Financial. We work hard to make our process as simple as possible for our partners and we're so glad you think so too! We're happy to hear that Timothy has kept you updated throughout your entire funding process. We look forward to building this strategic partnership together!

Aug. 15th, 2022

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Yolanda Perrilloux Baton Rouge, LA

Jay G was phenomenal! At my point of contact with him I was so very disillusioned about moving my business forward. Just coming out of the pandemic, inflation hit with a vengeance. He was transparent about the entire process. I felt extremely comfortable working with him. I feel as if the light at the end of the tunnel is bright. Thanks ROK, you ROCK!

1 year ago

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Reply from ROK Financial

Yolanda, thank you for taking the time to leave this awesome 5-star review about your experience working with Jay on our team here at ROK Financial. We're so happy to hear that Jay was transparent and made you feel comfortable throughout your funding process. We're so glad we could help you access financing and look forward to watching your business continue to grow!

Aug. 3rd, 2022

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Sam Sapien Henderson, NV

ROK Financial has been such a pleasure to deal with! Their investments into technology are amazing everything is so streamlined. My account manager Andrew F has also been a pleasure to deal with, easy to speak to always available at least when i need him! My experience thus far has been great! Thank you for such an awesome partnership and for taking care of my clients!!

2 years ago

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Reply from ROK Financial

Sam, thank you for taking the time to leave this 5-star review about your experience working with Andrew and our team here at ROK Financial. We're so glad that Andrew was always available to you and answered any questions you had throughout the process. We appreciate you bringing your clients to ROK and look forward to building a strategic partnership together!

Apr. 8th, 2022

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Bigacetrucking LLC Live Oak, FL

This has been one the best and easiest experience for me getting financing has been hard for my business is new and growing Timothy was more than helpful and informative he made this process seem simple and he was always available to answer questions he got me set up with a deal that works for me and got it done I a day I’m looking forward to growing my business and my relationship with Rok

2 years ago

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Reply from ROK Financial

Big Ace Trucking, thank you for taking the time to leave this 5-star review about your experience with Timmy and our team here at ROK Financial. We're so grateful for this awesome review and glad that Timothy provided such an great funding experience for you. Our team is always available to answer any questions you may have. We look forward to watching your business grow!

Mar. 3rd, 2022