National Business Capital

• High Approval Rate
• Alternative Financing
• Flexible Requirements
• Variety of Business Financing Options

High Approval Rate

The National Business Capital platform helps the majority of the businesses who apply for a loan through them. Business owners should be able to gain access to necessary funds quickly. 

National Business capital holds a 90 percent loan approval rate, with 70 percent of clients being previously turned down by a bank before reaching out to National Business Capital.

Alternative Financing

Leaders such as National Business Capital are utilizing newer, faster ways to process and approve loans which make the financing experience far simpler for business owners. Many small business owners are turning this direction because of bank decline rates for business loans.

Flexible Requirements

Depending on the financing options, many National Business Captial loans do not require a personal guarantee or collateral. These lenient requirements give borrowers more freedom in their lending options and make the lender accessible to a wider range of clients.

Variety of Business Financing Options

National Business Capital has numerous loan options from small business loans to equipment financing. Here’s a breakdown of what the company has to offer:

Small Business Loans

• 1+ year in business
• $500,000 in annual gross sales
• No minimum credit score
• No collateral or personal guarantee
• $100,000 - $5,000,000 loan amounts
• Flexible terms
• Funding in 1-3 business days

Business Line of Credit

• 1+ year in business
• $500,000 in annual gross sales
• No minimum credit score
• No collateral or personal guarantee
• $100,000 - $5,000,000 loan amounts
• Revolving terms
• Funding in 1-3 business days

Accounts Receivable Financing

• 6+ months in business
• $500,000 in current receivables
• No minimum credit score
• $100,000-$5,000,000
• Revolving terms
• Funding in 1-3 business days

SBA Loans

• 2+ years in business
• $500,000 in gross annual sales
• 685+ credit score
• Ownership of a profitable business
• $100,000-$5,000,000 loan amounts
• FUnding in as soon as 45 days

Equipment Financing

• 1+ year in business
• $500,000 in annual gross sales
• 700+ credit score
• $100,000-$5,000,000 loan amounts
• Funding in 2-5 business days

Loans for Doctors and Dental Practices

• 1+ year in business
• $500,000 in annual gross sales
• No minimum credit score
• $100,000-$5,000,000 loan amounts
• Funding in 1-3 days

Revenue-Based Financing

• 6+ months in business
• $500,000 in annual gross sales
• No minimum credit score
• No collateral or personal guarantee
• $100,000-$5,000,000 loan amounts
• Flexible terms
• Funding in 1-3 business days

Franchise Financing

• 6+ months in business
• $500,000 in annual gross sales
• No minimum credit score
• No collateral or personal guarantee
• $100,000-$5,000,000 loan amounts
• Flexible terms
• Funding in 2-7 days

Purchase Order Financing

• No minimum time in business
• $500,000 in current invoices
• No minimum credit score
• No real estate collateral required
• Up to 90% of the purchase order value
• Flexible, ongoing terms
• Funding in 3-7 business days

• Customer Complaints

Customer Complaints

The complaints found online for the company are about mailers the company sends out. Customers have also complained about the company's lack of clarity regarding eligibility requirements, and whether National Business Capital's services are available in every state.