Established in 1863 as the First National Bank of Hamilton (Ohio), First Financial Bank offers business account financial solutions like checking accounts, savings accounts, and credit cards, plus custom business loans across multiple industries. With more than 150 local banking centers in Ohio, Kentucky, Indiana, and Illinois, the company’s goal is to foster growth and meet business needs while supporting local communities.
As a preferred lender of the Small Business Administration (SBA), First Financial Bank can connect you with funding guaranteed by the SBA. SBA-guaranteed loans generally have competitive rates and fees as well as lower down payments, flexible overhead requirements, and educational resources available.
First Financial Bank’s lending specialties include asset-based and structured cash business capital and equipment financing.
The company’s First Franchise Capital Corporation™ provides financing for equipment or real estate, including a development line for new store growth, remodeling a store or a scrape/rebuild, acquisition financing, and refinancing existing debt.
The Oak Street Funding® program takes appropriate risk to finance for insurance businesses, franchise restaurants, registered investment advisors (RIAs), certified public accountants (CPAs), and commercial automotive receivable portfolios.
If you’re still in the research stage of business loan shopping, the company also shares a number of business resources such as advice on liquidity management and business security.
First Financial business capital is available only to companies that meet these requirements: