Business Loans Blog and Resources
Recent Posts
5 Reasons PayPal Small Business Loans Migh...
If you've heard of PayPal Working Capital, you're probably wondering if it might be a good financing option for your sm...
Read Moreî—ŒTraditional vs. Online Small Business Loan...
There have never been so many loan options, at the bank or online, for small business owners. But which ones are best...
Read Moreî—ŒHow to Get a Loan with Bad Credit
Few of us may truly understand the ins and outs of loans and finances completely. And for this reason, some have taken ...
Read Moreî—ŒAll Posts
5 Reasons PayPal Small Business Loans Might Not Be Right For You
If you've heard of PayPal Working Capital, you're probably wondering if it might be a good financing option for your small business. The program, which began just two years ago, offers PayPal merchants (as in, merchants...Traditional vs. Online Small Business Loans
There have never been so many loan options, at the bank or online, for small business owners. But which ones are best? If you're a small business owner, you've probably wrestled with the challenge of getting the finan...
How to Get a Loan with Bad Credit
Few of us may truly understand the ins and outs of loans and finances completely. And for this reason, some have taken on debt, missed a payment, or done somethign else to lower their credit score. This is problematic for se...
The 4 Warning Signs of a Bad Lender
So you’re trying to find the right lending company. I’ll warn you now: it’s a give and take battle, and in some cases, a back and forth brawl. You have to be careful with some of these companies: they...
Alternative Lending: Funding Circle vs. Lending Club
When dealing with large banks, getting the funds your business needs can be a long and arduous process. Over the last several years, many alternative online lending companies have entered the scene to make the process of gett...Small Business Lending: 3 Reasons Alternative Lenders Have Overtaken Banks
The small business lending landscape is changing. According to a 2014 report from Ernst & Young, "nearly one in five [small businesses] reports having changed its primary bank in the past year." The reason: access to cap...Secured Business Loans vs. Unsecured Business Loans
What Is an Unsecured Business Loan? An unsecured business loan is based solely on an individual's financial integrity, business record, and character within the community. Based on these aspects, a lender may decide to provi...
Who qualifies for a microloan?
Microloans were established and are funded by the U.S. Small Business Administration. The idea behind microloans is to provide a quick start up for smaller companies or for lower income individuals. The limit for a microloan...What’s the difference between a merchant cash advance (MCA) and a term loan?
A Merchant Cash Advance, or MCA, is the agreement between a merchant and a lender to allow for smaller payments on an amount borrowed, rather than larger payments over a longer period of time. In this agreement, merchants es...What is the lowest credit score I can have to get a small business loan?
When you apply for a small business loan, lenders will often look at both your personal and business credit scores. Creditors usually accept a business credit score of 75 and above (based on 1 to 100) and a personal score of...
