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Author: Kaitlyn Short
NAA is an organization of life insurance agents. These agents sell many kinds of life insurance, including final expense and funeral insurance. NAA is a great option because it only offers policies from the most financially strong life insurers, which means that clients won’t have to worry about their claims being met.
NAA clients can also add an accelerated death benefit rider for terminal or critical illness. The benefit can be used for medical expenses.
Top Ranked Companies
The Good
- Financially Strong Life Insurers
- Final Expense Insurance
- Funeral and Burial Insurance
- Affordable Coverage for Smokers and People with Health Issues
Financially Strong Life Insurers
NAA only works with life insurance companies with an A rating or higher from A.M. Best. A.M. Best evaluates companies for their financial stability and ability to meet their claims obligations. When purchasing funeral insurance or final expense insurance from NAA, buyers can be confident that their claims can be met by the insurance company.
Final Expense Insurance
NAA offers up to $50,000 in coverage for final expense insurance. Many of its final expense insurance policies do not require a medical exam for underwriting. Its final expense insurance also has fixed premiums.
Clients can add a rider for accelerated benefits for terminal or critical illnesses.
Funeral and Burial Insurance
Similar to its final expense insurance policies, NAA’s funeral and burial insurance policies also have level premiums, the ability to have accelerated death benefits for terminal or critical illness, and can have up to $50,000 in coverage.
Most of NAA’s funeral insurance policies do not require a medical exam as part of the underwriting process.
Policyholders can also add coverage for their children or grandchildren to funeral insurance policies purchased through NAA.
Affordable Coverage for Smokers and People with Health Issues
NAA also works to help people who smoke and people who have health issues find final expense and funeral insurance coverage.
The Bad
- Must Provide Contact Information Before Seeing Quote
Must Provide Contact Information Before Seeing Quote
Before potential clients can view premium quotes on policies, they must provide their contact information to NAA. While connecting with a life insurance professional can make it easy for clients to get answers to their questions, it can also lead to lots of sales calls.
The Bottom Line
While potential clients have to provide contact information before receiving a quote on an insurance policy, purchasing final expense or funeral insurance through NAA has many positive aspects.
All the policies sold by NAA are from financially secure life insurance companies. This means that clients can trust that claims obligations will be met.
NAA is an especially good choice for people with health issues and people who smoke because it specializes in finding affordable coverage for people in those situations.
