- Service features
- Coverage options
- Free quote
With a Western National personal auto products, customers will be able to take advantage of a number of benefits (at no additional charge) with their policy. Service features for all customers include: penalty-free promise, common loss deductible, customizing coverage plans, pet insurance, temporary transportation expense, car seat replacement services, and collision with another Western National customer.
In an effort to make monthly costs and premiums more affordable, Western National offers a number of discounts to their customers. If a customer is proven to meet all requirements of the discount, it will be applied. Available discounts include: anti-theft devices in vehicles, company car, customer loyalty, defensive driving, good student, more than one policy, more than one vehicle insured, and young driver/families discount.
Personal auto insurance coverages will vary depending on the individual needs of specific drivers. There are also limits and requirements that come down from specific states. To accommodate individuals and state requirements, Western National offers the following coverage options: bodily injury liability, property damage liability, personal injury protection (no fault), medical payments, uninsured and underinsured motorists, collision coverage, comprehensive (other than collision) coverage, audio/visual/data electronic equipment, auto loan/lease coverage, full glass coverage, new vehicle replacement cost coverage, rental reimbursement, roadside assistance, towing and labor, and trip interruption coverage.
Obtaining a free quote will provide prospective customers with a more accurate idea of what Western National insurance will cost. Since Western National utilizes independent insurance agents, quotes will need to be obtained through them. They can provide information regarding choices for coverage and pricing as well as answer questions regarding their claim situation.