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LAST UPDATED: May 18th, 2021

Good2Go was founded in 1992 as American Independent Companies, Inc. The company is now headquartered in Blue Bell, Pennsylvania, with offices in Atlanta, Georgia and Port St. Lucie, Florida. Good2Go's mission is to help drivers "drive legal for less" through the lowest possible insurance premiums.

The company is ideal for people interested in cheap car insurance. Good2Go also helps people who need SR-22 filing. If SR-22 filing is required, your car insurance premiums are usually more expensive.

However, since the insurance company focuses on low rates, the coverage offered by Good2Go auto insurance may not be enough for your needs.

Top Ranked Companies


The Good

  • Online Insurance Quotes
  • Discounts Offered
  • Affordability

Online Insurance Quotes

Good2Go offers online quotes, which is common for the industry. You'll answer questions about your driving history, address, car, and what you're looking for in an insurance policy. If you need to leave and come back later, you can also retrieve your quote.

Discounts Offered

Good2Go offers the following discounts for eligible policyholders:

  • Defensive driving course
  • Good driver
  • Student driver
  • Homeowner
  • Multi-vehicle
  • Paid in full
  • Renewal


While the prices for premiums vary based on the policyholder's location, driving record, age, and other factors, Good2Go insurance premiums are expected to be lower than the prices offered by bigger-name competitors. Good2Go claims to find the lowest down payment on minimum limits for car insurance and pass those savings along to consumers.


The Bad

  • Risk of Too Little Coverage
  • Limited Customer Insight

Risk of Too Little Coverage 

In addition to offering the lowest possible down payment coverages for auto insurance, Good2Go does offer higher levels of coverage as well as comprehensive and collision coverage if drivers want it.

However, prospective policyholders need to be proactive in making sure they are properly insured according to their state of residence. Some states require you to purchase additional insurance, like uninsured motorist coverage and Personal Injury Protection (PIP). For example, every state except Florida, New Jersey, and New Hampshire requires drivers to have liability coverage on their policies.

Limited Customer Insight

Good2Go car insurance reviews are limited on, so conclusions about the customer experience are unavailable.


The Bottom Line

Good2Go focuses on being affordable and is worth looking into if you’re looking for a barebones insurance policy. But be aware of your state’s minimum limit levels for each coverage category, so you’re not caught underinsured in an accident.

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Nate Hadad Calera, AL

Price go up over $100 for me good reason bad customer service and they say the price go up from the state and they lie don’t go with Good2Go

5 years ago