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Foremost Insurance Group

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LAST UPDATED: March 10th, 2020

Foremost Insurance Group is a specialty insurance company that provides various insurance options to their customers that may not be available to them through other companies. They offer extensive insurance options, complete with coverages that may not be typically offered or made available at an affordable rate. The Foremost Insurance Group has helped individuals and families with their insurance needs for over sixty years. Customers will be able to customize insurance solutions in order to receive the exact coverage they need an/or desire.

Top Ranked Companies


The Good

  • Complete Online Management
  • Insurance Coverage
  • Savings
  • Insurance Agents

Complete Online Management

Once enrolled in a coverage or insurance policy, Foremost customers will be able to access their account entirely online. From viewing their policy terms to paying their bill in full, the online account makes policy management simple. Customers will also be able to file and subsequently track their claim following an accident all online.

Insurance Coverage

In addition to providing auto insurance, Foremost also provides home insurance, business insurance, and RV insurance. Specifically, for auto insurance, there are a number of coverage types customers will be able to purchase. These types of coverage include the following: uninsured/underinsured motorists, bodily injury and property damage, rental reimbursement, medical payments, towing and roadside service, loan/lease coverage, dynamite deductible endorsement (custom Foremost plan), and One Household, One Policy (also a custom Foremost plan).


Once you decide on what type of coverage you would like, there is an opportunity to save money on your premium. Available discounts include the following: electronic funds transfer discount, bundled policies discount, multiple-car discount, teen driver discount, college discount, pay your bill in full discount, valid email address discount, transfer discount, and good driving record discounts. The good driving record discounts apply at both three and five years.

Insurance Agents

There are a number of knowledgeable and experienced insurance agents available to help you with any and all questions you may have. Whether you are a prospective client looking for optimal coverage or a current customer in need of help following an accident, a Foremost insurance agent will be able to provide the necessary assistance in a timely manner.

The Bad

  • Unknown Rates/Costs
  • Designed For Homeowners Insurance

Unknown Rates/Costs

In order to find out exactly how much Foremost Insurance will cost you, you will need to contact one of their agents or get a quote for an estimated price point. Since a number of factors will play a role in how much an insurance policy will cost, there is no way to really determine how much you can expect to pay on a monthly basis until further action is taken.

Designed for Homeowners Insurance

It seems as if the priority for Foremost Insurance Group is insuring homeowners. The auto insurance is still available, but there is every incentive to bundle with the auto insurance with a homeowners insurance policy.

The Bottom Line

The Foremost Insurance Group exists to provide coverage to products that may not typically be covered by other insurance providers. That being said, for auto coverage specifically, their coverage is relatively standard. Those interested in bundling their auto and homeowners insurance may find value in the Foremost Insurance Group platform.
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3 Reviews

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Lucia Orlando, FL

I am seriously upset and disappointed with their customer service, billing and coverage. Nobody had the patience of explaining to me in a nice manner why I was being charged so much money for changing my address two miles away from where I was. they still took $300 off my bank after I canelled and now I am supposed to wait 15 days for them to even file my refund, on top of charging me twice in one month. This is ridiculous, I am NEVER using this insurance company again.

5 years ago


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Rathan Kumar Trabuco Canyon, CA

Have motorcycle insurance with them through Farmers insurance. Foremost changed my policy without notifying me claiming I had towing. They said I could tow my bike to a shop one day, and the next when I called to set up, they said I could not get it towed, and took 3 hours to schedule. By the time I could receive a tow, all shops were closed for the weekend. Overall terrible experience.

4 years ago

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Wendy Leatham American Fork, UT

Foremost Insurance offers great insurance benefits at great prices. I’ll stay with them!

4 years ago