Founded in 1905 and currently headquartered in Galveston, Texas, American National provides insurance to over 5 million policyholders nationwide. In addition to auto insurance, American National’s products include life insurance, accident and health insurance, credit insurance, and other financial protections for individuals and businesses.
If you get comprehensive coverage, collision coverage, or both, you get car rental insurance from American National at no additional charge. You don’t have to painstakingly decide if the additional cost of car rental insurance is worth it to you because you’re getting it for free.
If your vehicle and home are damaged in the same incident and they’re both covered by American National, you only pay one deductible.
If you insure both your car and your home with American National and don’t make any claims in three consecutive years, you actually get some of the money back that you’ve paid for premiums those three years. And this continues every year after that for as long as you don’t have any claims.
Claim free means no paid claims at any time with the exception of automobile towing and labor claims.
Policyholders with American National get up to $2,000 of customized car equipment coverage with Comprehensive and Collision coverage.
American National’s reimbursement program is not available in all states and could be discontinued at any time. So there’s no guarantee that you’ll get a cashback reward even if you meet the current requirements listed. Talk to an American National agent to determine your eligibility for this program.
American National sets itself apart by offering gap assistance, which covers the difference between what the vehicle is worth and what you owe on it, and ACE insurance, which is an added coverage endorsement that helps cover replacement parts on damaged vehicles.
Another unique aspect of American National is that if you’re involved in an accident with another car insured by an American National company, your deductible can be discounted or waived.
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