Founded in 1958, 21st Century Insurance specializes in California auto insurance. You can find good discounts for safe driving and the typical coverage options for personal auto insurance. If you're looking for a commercial or rideshare insurance product, you'll need to find another car insurance company.
It's also difficult to find the insurer's financial strength, which you'll want to ask about before buying an insurance policy to be sure that 21st Century Insurance is financially stable.
Although 21st Century Insurance's reviews are few in number, they are mostly positive.
Although you do have to provide personal information for your car insurance quote, you can get a quote online or over the phone easily. An easy and convenient quote process are common for the auto insurance industry, so this offering makes 21st Century Insurance competitive.
21st Century Insurance is a member of Farmers Insurance Companies. Farmers is a national car insurance brand that has received primarily positive reviews on BestCompany.com. The association with Farmers also means that Farmers processes 21st Century Insurance claims.
Many car insurance companies are stand alone, so 21st Century Insurance's membership with Farmers makes it stand out.
You can find the most common car insurance coverage options through 21st Century Insurance:
If you're interested in additional types of coverage, like rideshare driver coverage, you may need to find another insurance carrier.
In addition to competitive coverage options, you can find common industry discounts and some that are less commonly available.
21st Century Insurance offers the following common discounts:
21st Century Insurance goes further to reward good driving with its Superior Driver discount. With this discount, you can receive additional savings for more years of accident-free driving.
Older drivers can also benefit from the insurer's Mature Driver discount for ages 55 and older. Although some insurers offer a similar discount, it isn't common for the industry.
Another way 21st Century Insurance benefits its policyholders is through its referral program. If you refer people, you can receive a $50 pre-paid AMEX card. Referrals who receive a quote can also benefit from a $10 gift card to Amazon, Starbucks, Walmart, or Lowes.
Not all insurers offer incentives for referrals, so this program makes the company stand out.
21st Century Insurance has not received as many customer reviews on BestCompany.com compared to its competitors. Conclusions about customer satisfaction are not available.
However, it is a promising sign that the insurance company has received primarily positive reviews.
21st Century Insurance offers auto coverage in California. If you do not live in California, you'll need to find another insurance provider.
High financial strength ratings are important for insurers. They indicate how financially stable an insurer is, which matters because you want your insurer to be able to make a claims payout if you have to file one.
The inability to find these ratings easily is concerning. Although 21st Century Insurance's association with Farmers Insurance is a good sign, it's worth asking about 21st Century Insurance's financial strength rating before purchasing an auto policy.
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