Alliance Insurance Agency
Author: Kaitlyn Short
Alliance Insurance Agency works to protect their client’s most important assets. One of the big differences between the Alliance Insurance Agency and other insurance providers, is that the Alliance team represents the client and not the carrier. This puts the clients’ needs at the forefront and allows drivers to find the right coverage for their needs.
The Alliance Insurance team is dedicated to finding the best possible coverage at the most affordable rates. The team of professionals at the Alliance Insurance Agency will analyze each client’s risks and needs and then do a thorough search of all carriers to identify the best possible coverage.
While the Alliance Insurance Agency offers a wide range of insurance options, the company specifically takes interest in providing comprehensive auto coverage to its clients. When faced with an unexpected accident, the right insurance policy will be a make or break point. The Alliance Insurance Agency understands this and will work diligently to find the right insurance fit.
Top Ranked Companies
The Good
- Free Instant Quote
- Full Range of Insurance Solutions
- Policy Options
- Claims Process
Free Instant Quote
Clients wanting to get insurance and pricing information as quickly as possible would benefit from the instant quote tool the Alliance Insurance Agency offers. Entirely online, prospective clients can input a series of high level information to get a ballpark idea of what coverages and rates are available to them.
Many auto insurance providers will make clients go through a more in-depth and personal process in order to provide this same quote. Alliance Insurance Agency makes it easy by offering a free online tool that provides instant results.
Full Range of Insurance Solutions
The Alliance Insurance Agency offers a full range of insurance solutions to clients. While there are some clients that are solely looking for auto insurance, there are many clients looking to ensure a number of their most prized assets. The team at Alliance Insurance understands this and provides a wide range of insurance types including:
- Auto insurance
- Home insurance
- Health insurance
- Life insurance
- Business insurance
- Motorcycle insurance
- RV insurance
Many insurance companies will cover the basics, providing solutions in the auto and home realm. However, the Alliance Insurance Agency takes it a step further providing insurance solutions for health, life, business, motorcycle, and RV needs.
Policy Options
The Alliance Insurance Agency truly works to provide clients with as many options as possible when it comes to auto insurance. The team will utilize all of its comprehensive insurance strategies allowing clients to custom build a policy that addresses all needs. Currently, the Alliance Insurance Agency provides the following options for auto insurance policy holders:
- Bodily Injury Liability
- Medical or Personal Injury Protection
- Property Damage Liability
- Collision
- Comprehensive
- Uninsured Motorist Coverage
Not all auto insurance companies will provide these types of coverages, let alone allow a client to pick and choose specifically what coverages they want in their auto insurance policy. The Alliance Insurance Agency allows for this customization and complete coverage.
Claims Process
While the claims process is not necessarily directly handled by the Alliance Insurance Agency, the team will be available for help, assistance, and education as needed. The company provides all contact information clients will need throughout the claims process and can point clients in the right direction following an accident. Not every auto insurance broker will offer assistance with the claims process, but Alliance Insurance will.
The Bad
- Service Area
- Broker Service
Service Area
While there are many local auto insurance providers across the country, many providers have identified how to service drivers from coast to coast. These national providers can simply service more drivers in need of insurance protection.
Unfortunately, the Alliance Insurance Agency is not one of these national companies and only operates within the state of Nevada. More specifically, the Alliance Insurance service is designed for drivers located in the greater Las Vegas area.
Broker Service
The Alliance Insurance Agency is not the company that actually backs the insurance claim. If a driver was in an accident and had used the Alliance Insurance Agency for insurance purposes, there would be a third party involved in the claims process. The purpose of the Alliance Insurance Agency is to identify the best insurance coverages at the most reasonable rates for clients looking to get insured.
Beyond that, Alliance Insurance does not play much of a part. This is not how all auto insurance providers work, so this middleman strategy may be a cause for concern.
The Bottom Line
The Alliance Insurance Agency provides comprehensive auto insurance to drivers in the Las Vegas area. The company will provide a free instant quote to prospective clients looking to make a change in their insurance coverage. The agency provides a number of insurance solutions, but specializes in auto insurance. There are a number of policy options to choose from essentially guaranteeing that every client will receive the coverage they need and want. The claims process is straightforward and easily managed through the Alliance Insurance platform.
While there are a lot of bright spots in the Alliance Insurance service, there are almost limitations and drawbacks prospective clients should be aware of. First and foremost, Alliance Insurance Agency only works with Nevada residents — and more specifically — with those in the greater Las Vegas area. This drastically limits the number of clients that can use the Alliance Insurance service. Alliance Insurance does not provide the insurance to its clients; it simply shops insurance policies on behalf of the client to find the best policy and rate. A separate company will provide the actual insurance service in the event of an accident.
Considering both the pros and cons of what the Alliance Insurance Agency has to offer, prospective clients should conduct further research prior to using the company for insurance services. There are multiple ways to contact a member of the Alliance Insurance team, and those considering using the agency should utilize those resources prior to making a final decision.
