As a Financial Services juggernaut, Fidelity is committed to helping people live the lives they want by making its knowledge and financial expertise easily accessible.
Fidelity offers a myriad of services, including financial planning and retirement options such as IRAs, brokerage and cash management products, managed accounts, college savings accounts, and retirement annuities – including deferred fixed annuities, immediate fixed income annuities, deferred income annuities, and variable annuities.
Fidelity offers six types of annuities. Depending on your financial situation and position in life, some annuities may be a better fit than others. We recommend getting a basic idea of each product and then speaking with a Fidelity representative for more specific information.
With this contract, you can choose your investment style: Fidelity allows you to be as hands-off or hands-on as you'd like. Or (if neither option suits you), Fidelity lets you choose from portfolio funds that focus on different market sectors, like real estate, technology, energy, and more.
Guarantees the return of your initial investment at the end of the 10-year holding period,
regardless of market performance, minus the impact of any withdrawals.
This annuity has a set interest rate for anywhere between 3 and 10 years (regardless of how the market performs).
Income start date can be changed up to two times and additional premium payments in the deferral period can boost future income. Keep in mind the fine print and familiarize yourself with all the terms and conditions that may apply.
This guarantees lifetime income, starting immediately or in the future. If you choose to receive income in the future, you will receive higher income the longer you defer (up to 10 years).
Guarantees income is available for you individually or for you and another person.
Fidelity allows you to make the following annuity transactions online:
If you're interested in learning more about annuities in general, Fidelity can help. The company's website has plenty of information about general annuity information. You can sift through blog articles, videos, guides, and more.
While browsing Fidelity's website, it's easy to become lost in all the products, services, and information the company has to offer. Additionally, there are so many terms and conditions for each annuity product that it is often difficult to know precisely what it is you're signing up for.
Although we appreciate Fidelity providing consumers with the information, we wish it was a bit more palatable. Because the website just has so much information, we believe it's best to call and speak with a financial advisor. That way, you can get more detailed information on only the products and services that apply to your financial situation.