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LAST UPDATED: March 16th, 2021

GeoBlue from Blue Cross Blue Shield is the trade name of Worldwide Insurance Services, LLC, which is owned by Highway to Health (HTH). The company started offering travel insurance in 1997 and is headquartered in King of Prussia, Pennsylvania. Its coverage is underwritten by 4 Ever Life Insurance Company, which is rated A- (Excellent) by AM Best.

In addition to annual and single-trip insurance coverage, the company offers a variety of policy options including specialized plans with international medical coverage for business travelers and long-term international travel like missionary or volunteer work.

Keep reading our GeoBlue travel insurance review for pros and cons of going with this provider.

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The Good

  • Plan Options
  • Physician Network
  • Mobile App
  • Pre-Existing Conditions Covered
  • Customer Support

Plan Options

Not only does GeoBlue offer plans for single and unlimited yearly trips, but it also offers coverage plans for long-term ex-pats, missionaries, volunteers, and people on extended stays for jobs, aboard ships, etc.

Physician Network

A big plus of this insurer is its expertise in working with international insurance as a medical insurance company.. Global Assistance includes a detailed network of invitation-only, English speaking physicians in 2,000 contracted facilities in over 180 countries.

Mobile App

GeoBlue is one of the few travel insurance providers offering a usable mobile app with the following features:

  • File a claim in the app or send a photo of the completed claim form
  • Local medication equivalents
  • Medical translations
  • Medication info
  • Search for providers (dental, medical, mental health) with map and GPS
  • Set up direct payments

Pre-Existing Conditions Covered

Several plans, including the Voyager Choice, Trekker Essential, and Trekker Choice all include pre-existing medical conditions in their coverage.

Customer Support

GeoBlue offers 24/7 support via phone and email. This is always helpful when traveling abroad.


The Bad

  • Baggage and Cancelation Coverage
  • Primary Medical Coverage Required

Baggage and Cancelation Coverage

GeoBlue focuses on Travel Medical and international health insurance, rather than trip or vacation insurance. Not all plans include baggage, travel delay, or trip cancelation coverage. The Voyager plans for single-trips do have baggage loss, but it is a $500 per trip benefit with $100 max per damaged or lost luggage item or personal effect.

Primary Medical Coverage Required

Most GeoBlue plans require that you already have a primary health insurance plan.


The Bottom Line

Travel insurance from this well-known health insurance provider offers a variety of medical benefits, but fewer trip insurance-type benefits.

On the plus side, pre-existing medical conditions are covered in three out of four plans and the medical coverage options offer in-depth explanations of benefits and access to a pre-arranged, elite network of doctors and hospitals, no matter where your travel plans take you.

View Best Travel Insurance Companies

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