What Is Alternative Credit Reporting and How Does It Affect You?
When you apply for a nontraditional loan, alternative credit reporting agencies (CRAs) are often used.
But what is an alternative credit reporting agency exactly?
And where do they get your information?
Let's start with what ...
Unlock Your Credit Potential: Easy and Practical Expert Advice
The Consumer Financial Protection Bureau suggests establishing first-time credit with the following products:
Retail credit cards
Secured credit cards
Credit builder loans
If establishing credit for the first time seems lik...