With credit card debt piling up, plus car notes, and school loans, it may feel that your debt is a great big ball and chain you are constantly carrying around with you. Making minimum payments and never getting ahead not only increases your debt load, it also increases your stress level. You may think the only way out is winning the lottery or declaring bankruptcy, but there are some ways to bring in extra money to help alleviate your debt without going to these extremes. It may mean a little work after you finish your day job, but a bit of extra effort now will pay off for years to come. Here are a few ideas to bring in some extra dough.
If you have a marketable talent, turn it into money. Can you play the piano or sing? Put an ad on Craigslist offering your services for weddings and parties. Working for a few hours on Saturdays can easily net you a few hundred dollars to pay down debt. If you can sew, pick up a few dollars hemming and altering garments. You can work through a dry cleaner or put your own ad up. If you are good with electronics or mechanically inclined, you can make yourself buckets of money on the weekend repairing small appliances, computers, or even lawnmowers. There is no end to marketable talents that can bring in some coin. Photography, baking, painting, knitting, and carpentry are only a few of the skills that are in demand.
This does not mean bartending until close every night or working a second shift at a factory. There are many easy, low-stress jobs that can bring in a few hundred extra dollars every month. If you like kids, try babysitting; you are never too old, and parents will usually pay more for a mature sitter. Another great job for those who like children is tutoring. All that is normally required for this position is a college degree and a clean criminal background check. Look online for agencies that hire tutors in your area. If you enjoy working with the public, then pizza delivery is a great way to earn after hours money, as are telemarketing jobs from home. Other great ideas for second jobs are driving a taxi, cleaning offices, or selling products, such as Avon or Regal.
There are many ways to make money without even leaving your street. You can make a few bucks shoveling snow, mowing lawns, and weeding gardens. Many people are physically unable (or struggle to find time) to perform these tasks. Look around at the yards and gardens in your area and knock on the doors of the houses that look in need of help. Other services that you could provide to your neighbors include dog walking, house sitting, and washing cars.
If you haven't heard of Task Rabbit yet, it might be worth your time to check it out! Task Rabbit let's you run errands and perform other small tasks for people in your geographic area. Once you've registered for the site, or downloaded the app, you can look at your surrounding area and see what people need help with. They pay you to perform a number of small services for them. You may never be able to make a full-time income from this, but it's a great way to make a little extra and meet some new people.
The trick to making extra money is to keep it simple. If your day job is demanding, you don't want to create additional stress after work, so find something that is fun and not too taxing and you will be out of that pit of debt in no time.