Zillow is an online real estate hub established in 2006 and headquartered in Seattle, Washington. Zillow operates a rental and purchase listings marketplace and over two dozen apps for homeowners, renters, and real estate professionals. Zillow connects prospective borrowers with a list of potential lenders and Zillow Home Loans, LLC provides mortgage loan origination services.

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The Good

  • Compare Option
  • Real Estate Resources
  • Calculator

Compare Option

To compare rates from several different lenders in any state, enter the type of rates you’re looking for and information about the home you want to buy. Then you can compare current rate quotes from several lenders and contact the lender to learn more and lock in your rate. Loan origination fees through Zillow range from $850–$1,400 and loan points are 0%–3% of the loan amount.

Real Estate Resources

In addition to providing lending services, Zillow offers an agent finder, builder and home improvement professionals networking resource, and a hefty knowledge base. Educational information includes where to start when buying a home, information about down payments, advice for getting the best rate, home buying basics, and loan types.


Estimate how much you’ll pay each month for your new home and see projected trends over time with Zillow’s calculator. Enter the home price, down payment, loan program, interest rate, property tax, and home insurance values and see your payments over time for different loan types:

  • 30 year fixed
  • 20 year fixed
  • 15 year fixed
  • 10 year fixed
  • 7/1 ARM
  • 5/1 ARM
  • 3/1 ARM
  • Government loans
  • Jumbo loans
  • Conforming loans

The Bad

  • Not in New York
  • Personal Information Required

Not in New York

Zillow is not authorized by the New York Department of Financial Services, so New York residents need to look elsewhere for a lender.

Personal Information Required

You must request pre-approval as the first step on Zillow before you can see your loan options or even the lenders Zillow works with. You need to enter your email address in addition to other personal information.

The Bottom Line

Zillow’s database of homes is impressive and if you’re looking on Zillow.com for a home purchase anyway, it makes sense to compare lender rates too. Plus, you can take advantage of Zillow’s other resources like the agent finder, rental marketplace, and financial calculators.

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