ProPay offers flexible payment acceptance options that are secure and affordable for businesses of all sizes. Thus making ProPay a serious contender when it comes to a possible payment processor for your business. Additionally, ProPay appears to actively seek out and address all public complaints about their services with an offer to personally help each client resolve their particular issues. And this is huge from a customer service perspective, because when it comes to your money, there is nothing more important than to be able to talk with someone who can effectively help you resolve any problems you may be having. Small Businesses ProPay has some great features for small business owners. They have a simple sign-up process, competitive rates and multiple ways to accept payments. If you need mobile solutions ProPay is an industry leader with flexible options to accept credit cards via encrypted mobile card readers, such as the ProPay JAK and the ProPay FLASH and via a mobile phone web interface or a regular touchtone phone. Large BusinessesProPay is perfect for large businesses as they offer a variety of innovative payment solutions, which include secure payments and reduced transaction costs. ProPay's ProtectPay is an end-to-end encryption and tokenization solution that allows a business of any size to accept credit cards, debit cards and ACH payments, without having to store, process or transmit the data. ProPay also offers flexible solutions for home owners' associations, property management companies, lending institutions and auction sites like eBay. Additionally, ProPay has a plethora of other exciting features and benefits to offer, such as transparent pricing with no variable transaction fees, as well as:
ProPay's rates are lower than PayPal or Square and they have an easy signup process. Additionally, ProPay is its own holding account; therefore, transfers are made manually to a linked checking account. They also offer multiple levels of authentication, QuickBooks integration, multi-currency support and live customer support. And, as we've said before, nothing is more important than being able to reach someone who can help you when you are having problems with your system or need a question answered quickly so you can resume business as usual.
There is no mention of early termination fees. However, ProPay has not been known to charge them in the past and there are no current complaints as such. However, you should confirm this before making a final determination. With that being said, many companies are willing to waive their early termination fee; therefore, if the contract does include an early termination fee, you should attempt to negotiate for that to be waived as a condition of the contract and this applies whether you decide to go with ProPay or another payment processing company.
The most common complaints are regarding the holding of funds, account freezes and the sudden termination of accounts. However, these are standard practices among industry providers, especially when it comes to what they consider high-risk businesses. Additionally, these types of complaints often arise from customers who don't fully understand how payment processing works. After further study of ProPay's reviews, we haven't seen any indication that they are using any deceptive marketing practices, showing any patterns of deceit or employing any type of fraudulent practices.
A big negative and one that may be a game changer for some is the fact that ProPay does not support desktop credit card terminals. Not offering traditional POS terminals eliminates a percentage of buyers who would have otherwise loved to use ProPay as their payment processor. Perhaps ProPay will reconsider that decision and begin offering POS options sometime in the future.
Chuck Chicago, IL
4 years ago
Z Houston, TX
4 years ago
5 years ago