EzPay America Logo

EzPay America

star star star star star
1 User Review
LAST UPDATED: October 13th, 2021

EzPay America is a merchant services company based in Tennessee, that services both small and large businesses looking for an affordable payment processing plan tailored to their specific needs. 

The company was founded in 2009 and is privately held. It has an A+ rating with the Better Business Bureau and meets compliance standards for the industry as well. 

EzPay has a helpful website with a lot of information about the services it provides. Read on to see what some of these are.

Top Ranked Companies

Cayan Logo
#1 Cayan chevron_right
6.9 Overall Score
star star star star star_half
Dharma Logo
#3 Dharma chevron_right
6.5 Overall Score
star star star star star_half

The Good

  • Variety of Functions
  • No Hidden Fees
  • Accepts All Cards
  • Virtual Terminal Payment Processing
  • Online Appointment Booking Service
  • Accredited

Variety of Functions

EzPay America provides pretty much all merchant services you could ever need to run your business. This gives you the flexibility as a client to determine which of its services fit well with your business plan and model. 

Of the extensive list of services and hardware provided by EzPay, here are just a few: mobile-card processing, donation and payment pages, shopping cart integration, payer authentication, debit and credit processing, etc. You can visit the company’s website for a full list of its functions and services.

No Hidden Fees

EzPay America doesn’t hide any fees when giving you a quote for its merchant services or ACH payments. Whether you process a few transactions a month, or millions of dollars worth, you will pay no merchant fees.

EzPay America also promises the following perks:

  • No monthly fees
  • No batch fees
  • No swipe fees
  • No interchange fees
  • No setup fees
  • No rate increases

The company is totally committed to making sure you pay exactly what you are quoted, and not a dollar more.

Accepts All Cards

When you choose to use EzPay’s merchant services, you are able to accept all brands of credit and debit cards, and it doesn’t cost any more to accept certain brands.

Virtual Terminal Payment Processing

When you sign up for an internet merchant account with EzPay, you can use your computer’s web browser, an Internet connection, and a USB credit card swipe reader to perform a variety of functions online, from wherever you are in the world.

Some of these tasks include issuing refunds to customers, creating custom reports, confirming transactions, and much more. This gives you the flexibility to run your business even when you aren’t at its physical location all the time.

Online Appointment Booking Service

EzPay makes it easy to book an appointment with one of its representatives by providing an online schedule of available times and letting you sign up without ever having to make a call. You can sign up for an appointment in any of the following categories: ACH payment processing, call with account manager, follow-up appointment, sales call, or gateway services.


EzPay America has an A+ rating with the Better Business Bureau and is also compliant with the Payment Card Industry’s Data Security Standards.


The Bad

  • Missing Pricing Information
  • Limited Information About Company

Missing Pricing Information

While EzPay is quick to point out all the ways it won’t charge you extra money, the company does not list its pricing structure or give you an idea of how much you will be charged to use its services. 

Limited Information About Company

EzPay’s website lacks a company “About Us” page and thus does not provide any details about the history, current structure, or current directors of the company. Some of this information can be found on LinkedIn but overall, the company does not include a ton of information about itself for clients/potential customers to learn about the company.


The Bottom Line

EzPay America’s website doesn’t have pricing information or an “About Us” page, but is otherwise very user-friendly if you want to learn about the company’s services or book an appointment with one of its representatives.

The fact that EzPay has no hidden fees whatsoever is a major perk for all types of businesses, especially for small ones that need a payment processing service but can’t afford monthly or other fees.
View Best Merchant Account Services

Was this content helpful?
thumb_up Yes thumb_down No

Star Rating


star star star star star

1 Reviews

Review Breakdown

5 grade


4 grade


3 grade


2 grade


1 grade


Sentiment Criteria


star star star star star


star star star star star


star star star star star


star star star star star

Filter by:


Sort by:

star star star star star

Stmeo Nona Seymour, TN

Our business has been using EzPay America for over two years. They are by far the best payment processing company that we have ever used. We highly recommend their services.

3 months ago