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LAST UPDATED: June 27th, 2019

Charge.com merchant services began in 2009 and has been providing merchant account services to thousands of companies. There are many different reasons why customers continue to prefer Charge.com services over other merchant account services. Charge.com offers tools and features that allow their customers to be successful with their businesses in many different locations around the United States.

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The Good

  • Percentages of Sales 
  • No Start Up or Cancellation Fees
  • Product and Services 

Percentage of Sales 

Charge.com has a relatively good starting percentage of sales concerning mobile payments, online transaction fees, and POS transaction fees. The company's online transaction fees are approximately 0.22%. Mobile transaction fees and POS transaction fees are 0.20% as well. However, monthly transaction fees are not disclosed. You might need to contact a consultant to receive more information on monthly fees.

No Start Up or Cancellation Fees 

One of the best parts of Charge.com merchant services is that there are no start-up fees associated with the various services offered. This means that they are able to provide merchant services from small start-ups to large corporations. Another great feature of Charge.com is that it won't put you on a contract lasting for years. Its contract is month-to-month and there are no cancellation fees if you decide to cancel.

Product and Services 

Charge.com offers multiple basic product and services to their customers: 

  • Internet processing software 
  • Electronic keypad processing 
  • Mobile credit card processing 
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The Bad

  • Time in Business 
  • Transparency of Pricing 

Time in Business 

Charge.com merchant services have only been in business since 2009. With a short time in business they might not have as much experience as their competitors who have been providing their services for over 20 years now. 

Transparency in Pricing 

Charge.com doesn’t disclose how much it might cost you to use or purchase their product and service. They claim the lowest price in the market; however, you need to contact a consultant to receive your free personalized quote. 

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The Bottom Line

Charge.com merchant services has been around since 2009, and they are continuing to provide merchant services to the businesses of all sizes. There are many different reasons why businesses prefer Charge.com over other merchant account services. The wide range of product and services Charge.com provides allows the customer to be successful in their business endeavors. The low percentage of sales allows the merchants to be profitable in their businesses. And with no start-up cost and no cancellation fees, it is easy and stress-free to open up an account.

Unfortunately, Charge.com doesn’t disclose prices on their product and services on their current website, making it difficult to understand the rates you might face when doing business with them. We suggest researching prices before deciding on a merchant account company. Looking at companies with transparent pricing might be the better way to go if you want to ensure you are aware of pricing details.

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