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LAST UPDATED: April 6th, 2021

Founded in 2019 in Seattle, Washington, HouseAMP Inc. provides home improvements loans to help individuals increase the curb appeal of their home before putting it on the market. HouseAMP uses a pay-at-close loan model, providing homeowners with a low-cost loan that will be paid back after the home sells, increasing your overall profit.

Applying for a HouseAMP pay-at-close loan is quick and easy. You can also receive recommendations for realtors and home repair contractors that can assist in increasing your home’s value and selling faster.

Continue reading for a full review of the company.

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The Good

  • Pay-at-Close Loan Program
  • Quick Application and Funding
  • Connect with Realtors
  • Connect with Contractors

Pay-at-Close Loan Program

Through HouseAMP’s pay-at-close loan program you can increase the curbside value of your home, sell faster, and reduce stress in the closing process. You aren’t required to pay back your loan until after your home sells, helping you make more profit.

Quick Application and Funding

Applying for a HouseAMP pay-at-close loan is quick and easy and the company states that you can receive your funds fast, although a specific timeline is not provided. 

Connect with Realtors

If you don’t yet have a realtor to assist in selling your home, HouseAMP can connect you with local realtors. Options provided by HouseAMP may be limited, depending on the number of realtor partners it has in your area.

Connect with Contractors

HouseAMP is with you every step of the way — from home improvement, to sale and closing. Thus, once you get your loan, HouseAMP will also connect you with contractors to complete home renovations or other projects if needed. Options provided by HouseAMP may be limited, depending on the number of contractor partners it has in your area.

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The Bad

  • Undisclosed Rates and Terms

Undisclosed Rates and Terms

The HouseAMP website does not provide rates or terms, including loan amounts. Thus, you will need to complete an application to see what rates and terms you qualify for. HouseAMP does outline that loans are short-term, although specific loan lengths aren’t provided.

In addition, it is unclear whether or not HouseAMP charges any fees, such as an application fee, origination fee, or prepayment penalty fee.

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The Bottom Line

If you are looking to sell your home but have some upgrades or repairs to do first, HouseAMP Inc. could be just what you’re looking for. HouseAMP specializes in home improvement loans, with a pay-at-close loan model that allows you to sell your home faster and make more of a profit overall.

In addition to assisting you in increasing the curb appeal of your home as well as selling, HomeAMP can help connect you with realtors and home improvement contractors. 

Rates, terms, loan amounts, and fees are not outlined on the HouseAMP website, making it difficult to see a quick estimate of how much you could be paying for your loan. If you want to see the rates and terms available to you, you will need to fill out a HouseAMP application.

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Currently, there are no HouseAMP reviews. If you have financed your home improvements through this company, please tell us about your experience by leaving a review.

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