Since its founding in 2014, FreedomPlus has aimed to create a unique and valuable personal loan experience for its customers. The lending company consistently does this by providing quality loans that meet individual needs through its sophisticated yet simple application and vetting process. FreedomPlus also provides professional advice through knowledgeable loan consultants and experts.
FreedomPlus provides quality customer service to its borrowers primarily through its loan consultants. Customer service and loan consultants help you make the best financial decisions while balancing your financial needs.
The company offers a simple and easy-to-use form to start your loan process online and allows you to call when you start your application with any questions. Friendly and knowledgeable loan consultants and experts are able to assist you throughout your application. User reviews indicate these interactions are extremely valuable for potential customers. Customer service also handles complaints. There is little to no wait time for customer service.
FreedomPlus has flexible loan terms ranging from two to five years. FreedomPlus also allows borrowers to pay off loans earlier than the loan due date, so your loan repayment can ultimately be as brief as you'd like. This could save you a great deal of money in interest fees if you decide to repay the loan before your official payoff date.
FreedomPlus offers same-day decisions. However, this isn't guaranteed and will fluctuate based on your provided documentation, application verification, what time of day it is, etc. With error free applications you can expect the process to be completed in as little as one day with funds to be made available within 48 hours. The process involves:
Having a quick find a that works best for them. decision from online lenders makes it faster and simpler for borrowers to
FreedomPlus has an exceptional star rating from consumers. Quality reviews demonstrate to consumers that FreedomPlus is a trustworthy and high-standard lender. Reviews highlight reasonable rates and fees, simple repayment options, and exceptional customer service. This can provide peace of mind to potential borrowers that FreedomPlus is a good choice for their personal loan needs.
Receiving your loan as fast as possible is a highly desired feature for most, if not all, borrowers.
FreedomPlus's intuitive initial online application takes a few minutes at most. Simply select the loan amount you are looking to borrow, describe the reason for taking out the loan (home repairs, credit card refinancing, consolidation loans, etc.), submit your credit rating (based on your credit score), what state you live in, then your name and phone number or email address.
From there, a loan consultant will get in touch with you to complete the transaction. FreedomPlus has extremely fast approval and funding times. It can usually approve your loan and get the money in your hands in as little as three days. Your loan repayment term can range from 24 months–60 months, with rates from 5.99 percent APR–29.99 percent APR.
If your credit history is less than perfect, FreedomPlus might be a good match. Unlike many competing lenders, at 620, FreedomPlus has a lower minimum credit score requirement. A 620 FICO score is below average for Americans, is considered bad credit or fair credit.
You will still receive better rates and repayment terms, the higher your credit score is, but a lower credit score requirement allows for a wider range of borrowers. Requirements of competing personal loan providers are generally higher:
FreedomPlus offers loans with an annual percentage rate from 5.99–29.99 percent, including the loan origination fee. On top of that, it uses fixed monthly payments, so your monthly payment amount will never fluctuate. FreedomPlus also has fixed rates, so your APR will never be subject to change, as it can with a variable rate. This can provide peace of mind and stability to borrowers knowing the numbers they receive in the beginning will be the same throughout the lifespan of their loan.
If you are seeking personal loans for debt relief, its important to know that FreedomPlus helps with debt consolidation and debt settlement by working with creditors on your behalf. For example, if you are seeking a personal loan to help tackle credit card debt, FreedomPlus will exclude said credit card debt from your debt-to-income ratio and pay off the credit card once you are approved. This service can help you qualify for more money and make bill payments simple.
You could even qualify for rate discounts if you let FreedomPlus pay your creditors on your behalf, have retirement assets, or apply with a cosigner.
FreedomPlus does not charge any prepayment fees, regardless of when you decide to pay off your loan. This means you can pay off your loan anytime you want, regardless of your loan term. FreedomPlus also has fixed rate loans and one fixed monthly payment, so your APR will never fluctuate. This provides stability for borrowers and the opportunity to save money in interest charges if they want to pay off the loan early.
FreedomPlus has a max personal loan amount of $40,000 with a minimum loan amount of $7,500. Funds are available within 48 hours of credit approval (at least a 620 credit score required), and the APR ranges between 5.99 percent and 29.99 percent. You can have a FreedomPlus personal loan for up to five years.
FreedomPlus charges an origination fee between 0-4.99% on its personal loans. While a fee like this isn't necessarily exorbitant for the industry, some industry leaders omit such processing fees from their loan applications altogether, but they are still quite common.
It is unclear how exactly FreedomPlus calculates its origination fees. On its website it states that, "origination fees are calculated on the final size and vary based on the and term selected." Make sure to talk with a representative at FreedomPlus so that you have a better idea of what this may look like for you.
FreedomPlus is appropriately named Best Company in processing and handling personal loans. It is not easy to find loan companies with such qualities of efficiency, integrity and honesty. Each person in the team that handled and processed my application for a loan is very professional and efficient in collecting the necessary information and data, and in processing the loan application to make a very quick and fair decision about my loan request. I highly recommend FreedomPlus to any person who is looking a personal loan.
Simple, quick and easy. Jaime B was the definition of great customer service. I would not hesitate to send my friends and family her way, for their financial needs. Huge thank you to her and FreedomPlus, for a great experience.
Helpful up until the signing of the paperwork. Had to work to hard to find out who actually loaned the money so I could monitor the account.
I have never dealt with anything financially related with such ease! Ericka R was amazing! She made me feel so comfortable and like I had known her for years! She has helped my family and I save a large chunk of money each month and I am forever grateful! This will help us get our heads above water for the first time in a long time! As a single income family this will be a huge help!! Thank you Ericka R and FreedomPlus!
Fast, efficient and courteous. Customer service was excellent and the process was no problem at all.
No brainer - it was no hassle, rate was excellent, and every month like clockwork I got an update. I'll use them again on the next one I need. It does seem they draft the $ on a variable date which is the one thing I'd change.
I found the company Freedom Plus online. Filled out my form and got a response with a call of acceptant . Being retired from the Post Office and working at Walmart part time. I still needed help on my credit card of high interest . Now I use the the card in extreme emergency. Thanks to Mr. Eric L for understanding Thanks Freedom Plus..
I really appreciate your financial assistance and I want to confirm that you guys are doing a great job. I have just told someone about you and he will be contacting you very soon.
There is nothing to like about this company. It has been a nightmare ever since I was approved for the loan. I feel like I was scammed and this company does not try and work with you when you're dealing with financial hardship. I emailed the LO that approved the loan because there was some discrepancies regarding the loan. Of course, he seemed to have amnesia. I can't wait to be done with this company for good. Discover Personal loans is a better company and they give you better options instead of no options at all. Not to mention, the interest is ridiculous. I feel as if I am spinning my wheels. Debt relief may be my next option.
Getting a loan was easy. The process was easy. I would highly recommend FreedomPlus because they help me able to consolidate all my debts.
They were quick, thorough, helpful. So happy to have one payment and knowing when it will have an end.
The customer service is bad. It takes up too 48 hours to get a response back for a simple question. I even tried to call but was waiting on hold for over 45 minutes.
Very helpful. Made sensible suggestions to meet my needs. Thought outside of the box and got me a way lower rate!
Fast, efficient and helpful. Very easy experience.
I was looking for the best loan, and interest Rates and freedom plus ..stood out I submitted my info within minutes they contacted me ..walk me thru the process..Casey loan consultant. was very helpful help me thru every step...I highly recommend freedom plus for debt consolidation..or any other loans..very happy with thier services
Very helpful, patient, answered all my questions and concerns, and didn’t make me feel like I was being pushed into an agreement I wasn’t comfortable with.
I do want to express my gratitude to John F for walking me thru the loan process and helping with decisions along the way his professionalism and dedication to his clients showed in every step of the loan process. Thank you and well done.
Customer service was fast,easy and friendly.
Patricia C Bruce
I liked the fact the LO worked with me to get answers about a credit issue. I was told I could check back in 3 months and refinance for a lower rate. I contacted your company and was told I could not get a lower rate. My scores have gone up and I don't have a ton of outstanding debt. Ive made all payments on time using auto draft and don't understand why the rate cannot be lowered.
Terrence C, was very patient and informative throughout the whole process. He was knowledgeable of the loan options and worked with me to find the Best option for my situation. Thanks again Terrence, we appreciate you. Sincerely, Mr. & Mrs. Tomas
Rashelle B Lee
Thank you for your assistance! We really appreciate Aleece and her seamless customer service skills. She has been prompt, courteous and a pleasure to work with!
I had an amazing experience. I was very intimidated getting a loan for the first time. I was worried about being scammed or taken advantage of not knowing much about the process. Terrance C our agent, was absolutely wonderful. He was informative and down to earth. He worked with us on everything, I will be able to sleep so much better at night knowing we will be able to pay off all of our credit cards with our loan, and have a reasonable monthly payment. Thank you so much!
The issues I have is the website log in. When I go to log in, it never recognizes my password or ID. They give you and email option, the email never arrives and I then have to call and verify everything. They always have the correct info, so why go through every time?
The agent was very understanding and cooperative with me about achieving my financial goals.
Absolutely loved how simple each step was laid out. After filling out the info online, even though it was a very late hour when I initially sent the request, I a got super quick and very early response. The result was awesomely efficient and quick! So impressed that no lien was required! I know where I'll go when it's time to tackle my next debt mountain. So grateful and thankful!
Ericka R assisted me during this process. She was extremely helpful throughout the process by answering all of my questions in a clear and concise manner. I also applaud how quickly she responded to my questions. Thanks, Ericka!
Aleeca was very helpful and made the process super easy.
I enjoyed working with Freedom Plus because of the options provided to pay off my debt. Definitely better then other companies I have worked with in the past. Our representative Dan was the real MVP. He made sure to keep us updated and informed every single step of the way.
Delivered just what their page indicated. Quick and easy
The process was very quick and painless. Such a friendly representative helped me along on the phone, making the process of getting a loan that much better. The funds were deposited into my account within two days.
Freedom Plus is Good. Very Low Interest rate in the market at this moment.
Everyone's I talk to there, are very friendly and very helpful, I like that my creditors received there money fast.
Very professional , quick and solid customer support . I am very pleased with the service provided via phone.
Very helpful and patient..definitely recommend when looking for fresh start
Great experience! Erica was knowledgeable and extremely patient while we were getting all the info needed.
I'm very pleased on how fast I was able to get the loan and now I'm on the road to getting out of debt. Freedom plus is amazing!
Friendly, courteous rep. Worked to make sure I got what I needed from the loan.
Trev M was fantastic. He gave me excellent service, friendly, and very informative. I am very happy that I decided to go with Freedom Plus. Thank you Trev Meyer and Freedom Plus.
James was very nice and professional, made the process very easy.
I needed to consolidate my credit card debt. So I applied for pre-qualification through a 3rd party site and was approved a few hours later! Jamie made the process so quick and seamless! I really like that they pay the money directly to the creditors!
mary kathryn palm
Ron R made it so easy to apply , answered all my questions, kept me up on everything going on, walked me through how to send documents. I would recommend him and th company to friends,
Very professional. Easy to set up loan options. Answered all questions without passing me around to different departments
I had a good experience with Amanda from FreedomPlus. She said the call to be pleasant, informative, and easy to understand the process. She was kind, knowledgeable, and genuinely has the best interest toward the customer. She presented various options to my issues and walk me through which one was the best one for my situation. I highly recommend her and it states highly of FreedomPlus and who they are. If every person is like Amanda then you are in good hands.
They are honest and easy to work with. Highly recommend this company!
Very good service, fast, clear, and easy to complete...
Amanda A was awesome, an advocate of the loan process you offer, she made everything easy, make sense and want to move forward with this big decision. She was great!
Sometimes you need someone like Aleece R to push you to check your credit cards' APR, and offer you a better decision by choosing a loan for paying off the credit cards. Thank you Aleece!
Easy to work with, friendly, supportive. Excellent information.
Very nice customer service, fast and efficient also very knowledgeable about the process. Most importantly care and fallow up with trust , a piece of mind. I will be coming back for the future if I have to do it again.
Your representative Mr.Marcus G was very professional.ANd took his time and patience to explain,and help me with all my questions about my loan..He really went that extra mile for me.And in today's world that is always not easy to find. Kudos for that gentleman.