Founded in 1927 and based in Madison, Wisconsin, American Family Insurance offers home insurance to homeowners nationwide. American Family’s standard homeowners insurance can be customized to include home business coverage, home daycare insurance, short-term rental insurance, and vacation and second home insurance.
American Family’s standard coverage includes the following:
American Family offers customized coverage options to suit homeowner’s varying needs. Depending on your needs, the insurer will cover specific aspects of your home’s structure, personal belongings, temporary living expenses, and liability protection. Optional add-ons to consider include the following:
Consumers can get discounted home insurance rates within these categories:
American Family Insurance provides top notch home insurance resources on its corporate website. There’s a downloadable home inventory worksheet, a coverage comparison tool, and a homeowners insurance calculator that considers your location, the value of your home, the value of your belongings, your coverages and coverage limits, your deductibles, and details of your home like age, style, construction, and custom features.
You can also get a quick cost estimate online by simply entering your zip code. It gives you a range of what people near you are paying for home insurance, on average. Most online quote generators require you to enter personal identifying information before giving you a quote estimate.
American Family Insurance says it offers 24/7 claims support, but its online chat system is not available 24/7.