Credit Sesame ID Protection Logo

Credit Sesame ID Protection

Is This Your Business?
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14 User Reviews

5.3

Overall Score

Founded in 2010 in Mountain View, California, Credit Sesame is an identity protection company that offers credit monitoring and reports, among other services. Credit Sesame's mission is "to empower people to take charge of their credit and loans and achieve their financial goals."

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The Good

  • Several Plan Options
  • Monitoring Services
  • Identity Theft Insurance

Several Plan Options

Credit Sesame offers four different identity protection plans that range from $0 to $19.95 per month. Because there are several different plans available, customers have the ability to choose a plan that best fits their budget and coverage needs.

Monitoring Services

Credit Sesame offers a number of monitoring services, including credit monitoring from all three major bureaus (Equifax, Experian, and TransUnion), black market internet monitoring, and social security number monitoring.

Identity Theft Insurance

Credit Sesame provides its customers with up to $50,000 in identity theft insurance. In the event of identity theft, this policy covers and reimburses customers for expenses related to the theft.
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The Bad

  • Limited Recovery Services
  • No Antivirus Software

Limited Recovery Services

When it comes to identity recovery services, Credit Sesame is lacking. Although the company does offer criminal identity recovery and lost wallet assistance, financial, medical, and tax recovery services are not offered. Additionally, Credit Sesame does not provide assistance with preexisting conditions or offer limited power of attorney.

No Antivirus Software

Credit Sesame does not provide its customers with antivirus software to protect sensitive data on their personal computers. 

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The Bottom Line

Credit Sesame offers a number of plan options, several monitoring services, and up to $50,000 in identity theft insurance. However, the company does not provide antivirus software and its recovery services are limited. 

View Best Identity Theft Companies

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Star Rating

1.3

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14 Reviews

Review Breakdown

5 grade

0%

4 grade

7%

3 grade

0%

2 grade

7%

1 grade

86%

Sentiment Criteria

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JJ Los Angeles, CA

Overall it's okay but there's no way to update info such as when a debt is paid off or a new mortgage - it assumes 30 yr.. Car note still shows although it was paid off five years ago.

5 years ago

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