4.7
7.4
Overall Score
USAA has a long history as a financial services and insurance provider to military members and their families. It has earned high financial strength ratings and is known for tailoring products and services to meet the needs of military members.
USAA's home insurance is no exception and includes specialized coverage for military uniforms. If you're a current or former military member and a homeowner, a USAA home insurance product is worth exploring.
USAA has received high financial strength ratings. These ratings are important to check before buying insurance because they indicate the long-term financial outlook of an insurer. High financial strength ratings are common among top insurers, so USAA's high financial strength ratings make it competitive.
USAA is also competitive in its home insurance coverage options. It offers dwelling, personal belongings, loss of use, other structures, and personal liability insurance coverage. These offerings are typical for home insurance.
Depending on your area, you may also include identity theft coverage with your homeowners insurance policy.
In addition to the standard coverage, USAA advertises coverage for military uniforms.
Although any home insurance carrier would likely include coverage for a military uniform under personal belongings, USAA goes further. If your uniform is lost due to a covered peril while you are on active duty or deployed, the deductible is waived.
With this coverage, USAA shows its commitment to serving and meeting the insurance needs of military members and their families.
If you rent all or part of your home, you may be able to get home sharing coverage through USAA. This coverage isn't available everywhere, so check to see if it's available in your area.
Some insurers offer similar coverage, but it is not common. Offering this kind of coverage makes USAA stand out.
Like other home insurers, USAA offers discounts and savings opportunities to make your home insurance rate more affordable. Offerings include a claims-free discount and a protective device credit. Policyholders can also bundle their policy with auto insurance to receive a discount.
If these discounts don't help enough with your insurance premium costs, you can also opt for a higher deductible.
Although some competitors offer more discounts, USAA's discount options are competitive.
You must become a USAA member before you can purchase USAA home insurance. No fees are required for USAA membership. However, you must be a current or retired military member or an immediate family member of someone who served in the U.S. military.
If you do not meet USAA's eligibility requirements, you'll need to find another insurance company.
Although it's promising that USAA home insurance reviews on BestCompany.com are mostly positive, there are not very many of them. Although USAA is competitive, a full recommendation based on customer satisfaction is not currently available.
Although more customer review data would offer better insight into the quality of USAA's services, it is a recommended insurer because of its competitive homeowners insurance products and high financial strength ratings. USAA's services are only available to its members, so you must meet its eligibility requirements.
A USAA policy is an especially good fit for homeowners insurance if you want specialized coverage for your military uniform.
Best Company guarantees your satisfaction if you choose a company that has earned this distinction. If you're not satisfied after 30 days, simply let us know and we'll give you $200. Yes, it's really that simple.
Learn More About Our GuaranteeFilter by:
Sort by:
Review Source
Olden and Golden in Missouri
2 weeks ago
Review Source
shirley arington Candler, NC
1 month ago
Review Source
Satoria MoonGoddess
2 months ago
Review Source
Jennifer Vallejos Albuquerque, NM
3 months ago
Review Source
Samantha Madero-Craven
3 months ago
Review Source
Striker 2009 El Paso, TX
4 months ago
Review Source
Dawn Grover
2 months ago
Review Source
Tim Syzek Perry Hall, MD
8 months ago Edited July 25, 2023
Review Source
Nilsa Gonzalez Dallas, TX
2 weeks ago
Review Source
Mavris odunayo
2 months ago
Review Source
Tyrone Walton Atlanta, GA
5 months ago
Review Source
Dr Matt Phillips Austin, TX
6 months ago
Review Source
Astrid Monroe, NC
4 weeks ago
Review Source
Lorraine S Bradenton, FL
11 months ago
Review Source
Laurie Shannon-Bailey
4 months ago
Review Source
Matthew Houston, TX
6 months ago
Review Source
JB Newport, MI
7 months ago Edited August 15, 2023
Review Source
TC B Florissant, CO
7 months ago Edited August 11, 2023
Dana Hatfield Bullhead City, AZ
2 years ago
Review Source
joe martins Plano, TX
10 months ago
Review Source
Gypsy Petz Edgemont, SD
1 month ago
Review Source
Wein Rob St. Cloud, FL
1 month ago
Review Source
Joe Baker Utica, MI
1 month ago
Review Source
Anne
3 months ago
Review Source
BULL RIVERS
3 months ago
Review Source
Eric K New York, NY
5 months ago
Review Source
Jowara Morgande
5 months ago Edited October 5, 2023
Review Source
David Elder San Antonio, TX
6 months ago Edited September 27, 2023
Review Source
Peter Fucci Medford, NJ
6 months ago
Review Source
J. Goodale Elm City, NC
8 months ago
Angela Chesapeake, VA
2 years ago
Review Source
Jim Chesapeake, VA
3 weeks ago
Review Source
Bunny Garlington Weatherford, TX
9 months ago
Review Source
David Adrian Morales Weslaco, TX
10 months ago
Review Source
Emma Morrill
10 months ago
Review Source
Joyce Blocker Lafayette, LA
11 months ago
Cynthia Berrian Valdosta, GA
3 months ago
Review Source
Rafael Matthew Jamaica Plain, MA
1 year ago
Review Source
John A Jacksonville, FL
1 year ago
Review Source
Carol E Brown Harker Heights, TX
1 year ago
Review Source
Michelle Crane Orlando, FL
1 year ago
Review Source
David Garcia Chicago, IL
1 year ago
Review Source
Rich N New London, CT
2 years ago
Review Source
EB
2 years ago
Review Source
JimS. Cathedral City, CA
2 years ago Edited January 3, 2022
Review Source
Warren Grover Seattle, WA
2 years ago
Review Source
MGW San Jose, CA
2 years ago
Review Source
peter harmatuk Poolesville, MD
3 years ago Edited September 14, 2021
Review Source
Guy Honolulu, HI
5 months ago
Gina Poe Los Angeles, CA
1 year ago
We're on a mission to empower consumers to make the best decisions and connect confidently with companies that deserve their business.
© 2024 BestCompany.com LLC - All rights reserved Privacy Policy | Terms | Do Not Sell My Personal Information