COUNTRY Financial is a competitive option for home insurance. It offers good coverage options and discounts. The insurance company has also received high financial strength ratings, which indicates its reliability.
COUNTRY Financial offers standard home insurance coverages. It combines these coverages in three insurance policy options:
Whatever coverage option you choose, you can cover the actual cash value or replacement cost of your home and belongings. COUNTRY Financial offers several levels of replacement coverage: replacement cost, extended replacement cost, and additional replacement cost.
The additional replacement cost option offers the most coverage because it doesn't have a limit and accounts for inflation in most states.
You can also include set coverage for expensive items in your home and add coverage for sump pump failure and water backup.
Like other home insurers, COUNTRY Financial offers identity theft coverage. However, it goes further and offers an additional coverage option that gives you access to an identity theft advocate service.
As typical for the industry, COUNTRY Financial homeowners insurance doesn't include earthquake or flood insurance. However, if your home qualifies for these coverages, its agents will help you get it from the federal government.
The ability to customize your coverage to what you want and need also makes COUNTRY Financial a competitive home insurance provider.
COUNTRY Financial offers a competitive number of discounts with its home insurance policies. The kinds of discounts it offers are also on par with what other companies offer.
COUNTRY Finanical's discounts include the following:
COUNTRY Financial also offers an alarm credit for fire and anti-theft equipment.
COUNTRY Financial has earned high financial strength ratings, which makes it a reliable choice. An insurance carrier's financial strength rating is important to check before buying an insurance product because they show how likely an insurer is to be able to meet its claims obligations. High financial strength ratings are common among top insurers.
You can benefit from managing your insurance policy through COUNTRY Financial ® Mobile, which is COUNTRY Financial's app. You can view your insurance card, pay bills, contact a COUNTRY Financial representative, and more.
Best Company has not received many COUNTRY Financial home insurance reviews. While it's a good sign that most of the reviews are positive, there aren't enough of them to draw general conclusions about customer satisfaction.
Although COUNTRY Financial offers many discounts, some may not be available in your state. For more information about discount availability, reach out to the company directly.