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Harmony Health Insurance Services

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LAST UPDATED: December 16th, 2020

Founded by licensed insurance agent Susan Fujimoto, Harmony Health Insurance Services helps clients find health, dental, travel, and term life insurance. Health insurance options include Medicare, individual and family plans, and small business health plans. Clients can also receive assistance finding healthcare sharing ministry plans.  

Harmony Health Insurance Services stands out as an agency because you can receive assistance from a licensed agent or compare policies and quotes online. 

Harmony Health Insurance Services primarily works with California residents. In some cases, people not living in California can view quotes and enroll in health insurance through the Quotit online platform it uses.

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The Good

  • Independent Insurance Agent
  • Online Quotes and Enrollment
  • Healthcare Sharing Ministries

Independent Insurance Agent

Susan Fujimoto sells health insurance policies from multiple insurance providers. Since Fujimoto isn't tied to one insurer, you can compare policies across insurers to find coverage that fits your budget.

Online Quotes and Enrollment

If you prefer an online quote and enrollment process, Harmony Health Insurance Services stands out from competitors with its use of Quotit. Through the Quotit platform, you can view health plans, quotes, and enroll. You can also check provider networks.

Healthcare Sharing Ministries

Harmony Health Insurance Services also stands out for its assistance with enrolling in Healthcare Sharing Ministries. These plans do not have to meet the same guidelines as health insurance plans, but they can offer valuable assistance paying for medical care.

You can also view and enroll in these plans online through Ensurian.


The Bad

  • Limited Service Area

Limited Service Area

Harmony Health Insurance Services is primarily available in California. The agency only helps with small business plans in California. Those looking for health insurance plans outside of California may be able to enroll in a plan through Harmony Health Insurance Services's Quotit platform. If you're not living in California, you may want to consider another health insurance agency.


The Bottom Line

If you're living in California and looking for an independent insurance agency, Harmony Health Insurance Services is worth exploring further. It helps clients enroll in healthcare sharing ministries and many different kinds of health insurance. You can work directly with an agent or shop for insurance through the online platforms the agency uses.

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