As freelancers, we don't enjoy some of the benefits employees get. One of the most appreciated is health insurance. While they don't get as many options as they might want, freelancers' disadvantages lie in the costs and decision-making involved.
About a third of the US labor force is freelance, which is around 53 million people. Stride Health satisfies their need for an easier way to choose a health plan. At stridehealth.com, enter information such as age, gender, location, and illness history. Stride will then figure out how much healthcare services you'll need, crunch the rate numbers, and find the plan that works best for you. There are a total of 38 factors it considers, and the idea is to forecast your healthcare needs so that you won't overpay. However, there's no mention of the possibility of not being covered for services you might need. It's still a good idea to review your coverage before you make a decision.
When you get a recommendation, you'll see lots of numbers. The number of doctors that accept the insurer's policies, the estimated costs you'll incur in the coming year, the maximum yearly amount you'll pay, and a breakdown of each helps you understand how the plan can save you money.
Stride makes finding insurance easy. In the future, it will make related services easier and more affordable, too. The company has partnered with 50,000 pharmacies to help you find the most affordable prescriptions in your area, even if you don't have insurance. Through partnerships with Uber and TaskRabbit, Stride will allow freelancer networks to offer health insurance stipends to workers.
Stride Health is available in California, New York, New Jersey, Florida, Texas, Illinois, and Pennsylvania and plans to expand rapidly.