Known for its long-term savings success and investment strategies, Principal also offers dental insurance that employers can provide employees.
When employers purchase a dental plan through Principal, they can choose to pay for the plan’s premiums themselves, share the costs with employees, or have employees pay the premiums themselves.
Employers can also customize a plan’s deductible, coinsurance, and annual maximum benefit.
Principal offers Preferred Provider Organization (PPO) plans throughout the United States. These plans offer coverage for both in- and out-of-network providers, which gives members more flexibility when choosing a dentist. In some areas, Principal also offers Dental Health Maintenance Organization (DHMO) plans. These plans only offer in-network coverage.
Principal has a large provider network across the United States. The large network means that it will be easy for members to find a participating dentist. It also makes it easier on employees if you’re switching plans.
Principal also offers a mobile app for members. Through the app, you can find network providers, view benefits, and print ID cards.
Principal offers other insurance products and services to help business owners and employers.
The following benefits are availabe to offer employees through Principal:
Principal also offers services to help with the following:
Unfortunately, Principal’s dental plans are only available through employers. If you’re an independent shopper, you’ll need to look at other companies. If you’re an employer, however, Principal’s dental plans and other services are worth investigating further.