Humana Logo
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30 User Reviews

5.5

Overall Score

LAST UPDATED: July 20th, 2021

Humana is a well-known health insurance provider. Humana was founded in 1961 in Kentucky. Over the years, Humana has grown. In addition to health insurance, Humana offers dental, vision, and life insurance.

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The Good

  • Five Dental Plan Types
  • Great Website

Five Dental Plan Types

There are five Humana dental plans, each offering different kinds of benefits:

  • Dental Value
  • Dental Loyalty Plus
  • Dental Preventive Plus
  • Dental Savings Plus
  • Complete Dental

Humana’s Dental Value plan covers preventive services 100 percent after the copay. It also offers discounts when patients receive dental services from an in-network provider that are as high as 25 percent. There are no waiting periods.

Humana’s Dental Loyalty Plus plan offers in-network dental coverage for 100 percent of preventive care, 40-70 percent of basic services, and 20-50 percent of major services. The percentages increase to the maximum indicated at the third year of being on the plan. There are also no waiting periods.

Humana’s Dental Preventive Plus plan offers 100 percent coverage for preventive services and 50 percent coverage for basic dental care after the deductible is met. It also provides in-network discounts for major dental work, like oral surgery. There is only a six-month waiting period for basic services.

Humana’s Dental Savings Plus plan does not have any waiting periods. It covers cleanings and exams at 20-40 percent. It also allows its members access to in-network discounts for basic, major, and orthodontic services. It even has discounts for prescriptions. This plan offering is great for those looking at dental savings plans instead of more traditional dental plans.

Humana’s Complete Dental plan offers the most comprehensive coverage. Preventive services are covered at 100 percent. Basic services are covered at 80 percent after the deductible is met. Major services are covered at 50 percent once the deductible is met. There are waiting periods of six months for basic services and one year for major services. These waiting periods can be waived with proof of prior insurance.

Great Website

Customers can receive quotes, view dental benefits and plan availability, and find in-network dentists on the Human website. Since many of Humana’s dental discounts are only available in-network, this is a useful tool.

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The Bad

  • State to State Variability

State to State Variability

Plan availability varies depending on your location. It is easy to see what Humana offers in your state on the Humana website.

Premiums also vary. Interested consumers can receive online quotes of what they must pay for a plan on the Humana website.

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The Bottom Line

It is important to take care of your dental health because it impacts other aspects of your overall health. Humana has good dental plan options, which makes it easy for customers to find quality dental coverage or a great discount plan that fits their budget.

Be sure to check Humana’s dental network if you already have a regular dentist. It’s also important to see what Humana offers in your state and the premium costs available.

Humana is a reliable insurance provider and customers can sign up for a health plan in addition to dental insurance.

View Best Dental Insurance Companies

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Star Rating

4.1

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30 Reviews

Review Breakdown

5 grade

47%

4 grade

30%

3 grade

17%

2 grade

0%

1 grade

7%

Sentiment Criteria

Value

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Quality

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Service

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seanth57 Columbus, GA

I am currently using this company for my health care insurance coverage, customer service is excellent, my claims are easy to file.

2 months ago

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Syl North Port, FL

Both of my parents have a good experience with Humana. Their insurance cover dental. The dental coverage allowed 2 cleanings a year and some common dental procedures that are enough for both of them. They are happy with their coverage.

1 year ago

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Bobblehead Houston, TX

I have this service for free through the military and I must say that this company is great. I have had no problems with this company. Very easy to use their website to view claims too.

1 year ago

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Brayden Ibert Houston, TX

Humana dental insurance is accepted at many places near me and pays a decent amount towards the cost of routine and non-routine dental care. Their website and customer service numbers are easy to use and helpful.

1 year ago

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Eddie Rios Ogden, UT

Humana is absolutely first rate for dental insurance. They have us the lowest annual premiums and had good acceptability at most dental offices. Worth the effort to get Humana as my dental insurance provider.

1 year ago

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Kaitlyn Rios Ogden, UT

I found Humana dental insurance to be comprehensive and economical. They also have great customer service experts to help get services covered and billing is made easier with their assistance.

1 year ago

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Bob Benzing Diamondhead, MS

For health care I believe they are the best! Always trying to help the consumer. They always have and are ready to answer any question

1 year ago

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Johnson Smithfield, UT

I love the variety of providers Humana offers and they have always been quick to process my claims.

10 months ago

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Gwen Scott-Roddey Cincinnati, OH

Have not had a bad experience with the company giving me everything that I need as far as my health is concerned

1 year ago

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Kerry

Fairly new.But so far it is a good dental co.Very good plan i chode.

2 years ago

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tanesha jackson Antioch, CA

I have this provider through my job and it is good for me and it pays alot of my services

1 year ago

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JoAnn Lucas Austin, TX

I had Humana as a hospital employee. They were always easy to work with and fast in their response

1 year ago

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Rick Austin, TX

They have a good network of dentists in the Austin, Texas area. The pay their providers quickly.

1 year ago

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Candice

Amazing coverage; best I have ever had.

2 years ago

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