For nearly 20 years, Superior Debt Relief has been helping customers settle debts as an alternative to bankruptcy. Although they require clients to have at least $10,000 in debt, they aim to get those debts settled in 12 to 36 months. One of the main drawbacks is the lack of accreditation from the AFCC.
- Experience and Accreditation
- Positive Reviews
- Free Consultation
- Resolution Time
Experience and Accreditation
Superior Debt has been running longer than most competitors, which allows clients to take advantage of long-established relationships between debt specialists like SDR and their creditors to get better rates. Couple this with an IAPDA accreditation, and SDR brings a lot to the table.
Their customers seem to agree based on reviews and reports from this site and others. In particular, clients often highlight appreciation for the knowledgeable, attentive, and understanding customer service staff. Many reviewers expressed appreciation for their debt counselor's role in helping them to reshape their financial habits on an ongoing basis.
To help consumers determine how the company can help and what they can achieve, Superior Debt Relief offers a free consultation. We like to see companies offer free consultations because it shows that the company is willing to discuss its services and how it may or may not be able to help a potential client in settling debt.
Superior Debt resolves most debt in 12 to 36 months.
- Missing Accreditations
- Limited Availability
- High Minimum Debt Requirement
For a company as established as Superior Debt, the absence of an AFCC accreditation is noteworthy and may prompt questions about their business practices. Having this accreditation would help put SDR above some of the competition. Along with the missing AFCC accreditation, the company makes no mention of being in compliance with FTC rules and regulations.
The biggest concern for most potential customers is availability; SDR won't work with you if you live outside their 32-state service area.
High Minimum Debt Requirement
In order to access Superior Debt's services, you must owe at least $10,000 or more, which is higher than industry average.