This company doesn't currently service Virginia
Rescue One Financial is an AFCC accredited and 100 percent FTC compliant company composed of 72 highly trained consumer debt and financial consultants. They work in helping customers sort out unsecured loan debt, and currently have over $2 billion in the works through their debt settlement program.
While Rescue One Financial receives 1,000 applicants for consumer loans per month, the company funds around 50 percent of those applicants. This works out to working collectively with $35 million in debt. Our review is focused on their Debt Resolutions service (also known as debt settlement).
- Works with a variety of unsecured debts
- Customer reviews are mostly positive
We love that Rescue One really focuses on helping customers one-on-one, with individualized help throughout the entire debt settlement. The settlement process typically takes between 24 to 48 months. They also offer free consultations. Rescue One has 72 consumer and financial consultants – each one is licensed as a California Finance Lenders.
Because Rescue one offers multiple debt solution services, the company reviews each person’s financial situation to see what type of help they qualify for. If the company believes consolidation or a personal loan is a better option, they will recommend that and establish a plan with clients.
Works with a Variety of Debts
From its list of debts they help with, Rescue One Financial seems to work with more debts than most debt settlement companies. The company can help with:
- Credit card debt
- Medical bills
- Cars in reposession
- Unsecured debts (personal loans, lines of credit, and private student loans)
Positive Customer Reviews
People love the integrity and professionalism help of Rescue One’s customer service representatives. Reviews also state Rescue One will point customers in a different direction when the company isn’t a good fit for debt resolution.
- Lacks transparency with basic information
- State availability undisclosed
Rescue One has not disclosed any pricing information on its corporate website.
No State Eligibility Information
Rescue One does not provide any information on their website about their state eligibility. When we called for information regarding which states the company doesn’t do business with, the Rescue One representative declined to release the list.
The company does not list its debt minimum requirements on its website, which can be frustrating for potential customers.
Negative Customer Reviews
Some people have been turned off by Rescue One’s advertising practices. The company has been known to mail out prequalified loan letters to people with financial hardships, reject them, and then offer them debt resolution services. Many consider this practice shady.
Compare to the top rated debt settlement companies
Frequently Asked Questions
How Much Does Rescue One Financial Cost?
Rescue One Financial has not disclosed this information.
Can I Get A Free Consultation?
They offer a free consultation over the phone, but request that you fill out a form or two first. They ask this so that they can be more informed of your circumstances before speaking.
What Types of Debt Does Rescue One Financial Offer?
Rescue One Financial can settle any type of unsecured debt.
About Rescue One Financial
Rescue One Financial works to get consumers out of debt with personal loans, business loans, debt resolution, and debt management services. The company’s debt resolution service is a debt settlement program, and their debt management plan is a consolidation program. Rescue One Financial’s debt settlement plan offers a free 40-minute phone call with a licensed consultant. The program can settle debt from credit cards, unsecured loans, collections, and medical bills.
Rescue One Financial has a short history of helping people with debts – the company has only been operating since 2010. Today, Rescue One Financial works out of California and has nearly 75 employees. It is unknown which states the company can legally help.
- Free consultation: Yes
- Personal consultant during the settlement: No
- AFCC accredited: Yes
- IAPDA accredited: No
Time in Business
Minimum Debt Requirement