Progressive Debt Relief started in 2005 and is based out of Winter Springs, Florida. The company boasts years of experience in the industry, and focuses on the client rather than profits. Customers can choose among a variety of services like debt settlement, debt management plans, debt refinancing, and second mortgaging.
There are no upfront fees, and customers can enjoy a free consultation with a personal counselor. The company also claims to give clients both the pros and cons of each debt option. For those wanting to learn more about debt consolidation and settlement, Progressive Relief provides an education center with resources.
The company is not IAPDA, or AFCC accredited. It is unclear if Progressive Relief is FTC compliant. Additionally, the website does not provide pricing information.
- Alternative to bankruptcy
- Educational resources
- Trained counselors
The company has been in the industry since 2005, and aims to meet each customer's individual needs. While the website does not provide any specific pricing information, the company claims to settle and resolve one's debt for as low a percentage as possible. The program is an alternative to bankruptcy.
Clients can log into their account to track their program progress.
The application process is simple, and starts with filling out a short online questionnaire form with one's name, contact information, and the best time to call. From there, a counselor will contact the interested person.
Standard in the industry, people who are interested can request a free debt relief consultation with a certified counselor. During this consultation, the counselor will go over the debt relief options best for the customer's unique situation.
The Education Center offers a variety of helpful resources, like:
- Credit Card Information
- Telemarketing Scam Information
- Money Saving Tips
- Debt Management Plans and Statistics
- Foreclosure Prevention Information
Trained counselors won't stop working until one's debt is resolved. The company boasts that its counselors are objective, and provide their clients with the pros and cons of each debt relief option.
Reasonable About Hardships
The company claims to be understanding and reasonable about financial hardship. Those who are struggling to make payments should contact their counselor to see what arrangements can be made.
- Lack of transparency
- Not accredited
- State availability
Minimum Debt Requirement
Progressive Debt Relief has not disclosed its minimum debt requirement.
No Pricing Information
Progressive Debt does not provide any information on costs. It would be helpful to know what percentage the company charges on the total debt saved or enrolled. The website actually does not provide specific information on its offered programs either. While program pros and cons are explained, there are no concrete facts on pricing or timelines.
Progressive Debt is not AFCC or IADPA accredited. It is unclear whether to not the company is FTC compliant.
No State Eligibility Information
The company's website does not include any information on whether or not debt relief services are available outside of Florida. It appears that there is only one Progressive Debt location, in Winter Springs, Florida.
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The Bottom Line
Progressive Debt's debt settlement program is aimed toward people struggling to make minimum monthly debt payments. Customers are provided with counselors who provide the pros and cons to each program. It is unclear whether or not the company offers a money-back guarantee and whether or not the company operates in other states besides Florida. Pricing information is not provided.
Progressive Debt Relief is not a standout, and because the company lacks such important accreditations and transparency, we recommend looking elsewhere for debt settlement.
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