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Premier Debt Help is a relatively small company compared to its competition. They offer fairly competitive pricing, even if they lack major industry accreditations. The company’s website offers real life settlement scenarios so you can see how much you can save with them.

The Good

  • Free consultation over the phone on whether you qualify for debt settlement
  • Money back guarantee
  • Minimum of $5,000 in debt to qualify (less than industry average)

Minimum Debt

Premier Debt Help only requires its customers to have $5,000 of debt in order to access its services.

Money Back Guarantee

Additionally, there is a money back guarantee and they take on cases as small as $5,000 in unsecured debt (which is lower than average compared to their competitors). All of this is explained in detail by calling in to take advantage of their no-cost debt consultation.

Personal Attention

Customers reported appreciating the personal, one-on-one attention they received from Premier Debt’s service and negotiation teams. This can be a relief to some when many other companies will bounce the consumer around with multiple agents. Additionally, the lack of an up-front fee is sometimes surprising for clients, even if it is fairly standard for ethical companies in the industry.

The Bad

  • We were unable to find any major industry accreditations
  • We do not know which states they are available in

No Industry Accreditations

Industry accreditations are important to ensure that a company is following best practices and standards. PDH’s main drawback is its complete lack of accreditations. It has no industry accreditations like AFCC, IAPDA, or FTC certifications, which may cause some to question their commitment to being the best in the industry.

Available States

Another issue is the lack of a clear list of states in which Premier Debt Help is licensed and operating. Instead, potential customers must call in and check to see if they are eligible for PDH’s program. This makes the process much more difficult for the consumer especially if the company does not operate in the potential customer’s state. Having the state availability on the company’s website would be very helpful to many consumers.

Want to know which debt settlement companies are top rated? Click here

The Bottom Line

Premier Debt has great minimum debt requirements, a money back guarantee, as well as personalized services. These factors would make Premier Debt Help an attractive company for some consumers. Nevertheless, the fact that we aren’t able to tell which states they operate in is troubling. We also would like to see more accreditations and transparency. Because of this lack of information, we do not feel comfortable recommending Premier Debt.

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Frequently Asked Questions

How Much Does Premier Debt Help cost?

Premier Debt Help has not disclosed this information.

Can I Get A Free Consultation?

Premier Debt Help offers a free consultation with a debt relief professional. In this consultation, you will be presented with an explanation about how debt settlement works in general and if it could work in your unique situation. If debt settlement is not the best solution for your financial problems, they expressed that you will be guided in the best direction for you.

What Types of Debt Does Premier Debt Help Work With?

They can settle unsecured debts from credit cards, personal loans, lines of credit, medical bills, collections, repossessions, business debts, IRS debt, or back taxes. They do not settle lawsuits, utility bills, mortgages, or other secured debts, including the following loans: automobile, government, student, and home loans.

What Is the Minimum Debt Amount I Can Sign Up With?

The minimum debt amount that Premier Debt Help will work with is $5,000. Generally, individuals seeking debt settlement will be at least $1,000 under on each of their credit cards. Before banking on their debt settlement program, be sure to educate yourself about the subject as much as possible.

More Information

About Premier Debt Help

Premier Debt Help is a smaller company compared to many of the larger companies in the industry. The company specializes in debt settlement services. PDH is set on 100 percent satisfaction for its clients.



Account Set-Up

  • Free consultation: Yes
  • Personal consultant during the settlement: No


  • AFCC accredited: No
  • IAPDA accredited: No

Time in Business


Minimum Debt Requirement


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    February 7th, 2014 Garfield, NJ

    Premier Debt Help is a relatively small company compared to others, and that is the main reason i chose them. There service was great and i had plenty of one on one attention from customer service and my negotiator. The experience i received from this company does not compare to anything else. I highly recommend this company if you are looking for the personal service of a smaller company that delivers great results. Thanks for all your help premier!

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