Ooraa was established in 2008, and provides debt relief services internationally in the U.S., Australia, New Zealand, and Canada. It is one of the only international companies in the industry. While the company is accredited with the IAPDA, Ooraa lacks an accreditation with the AFCC.

Rank Chart
Fee
Debt Requirement
Our Score
#1
15-25%
$10,000
9.3
#2
15-25%
$7.5k
9.2
#3
15-25%
$7.5k
8.9
#25
Ooraa Reviews | BestCompany.com
Undisclosed
Undisclosed
2.7

The Good

  • Get a free consultation
  • Holds accreditation with IAPDA
  • Customer service

Free Consultations

Ooraa offers free consultations to consumers interested in its debt settlement services.

IAPDA Accreditation

Because Ooraa is an international company, it is accredited by the International Association of Professional Debt Arbitrators (commonly referred to as IAPDA). This accreditation means the staff at Ooraa are certified to settle unsecured debt.

Great Service

Clients of Ooraa praise them for having excellent customer service and for the fact that there are no upfront fees. The company also gives sincere advice to those who are in debt and want to know what their options are

The Bad

  • Lack of information
  • Missing multiple, important industry accreditations
  • No money back guarantee

Lack of Other Accreditations

The only accreditation that Ooraa holds is with the IAPDA. There are several other industry-level organizations that we could find no accreditations with including the American Fair Credit Counsel. These accreditations are important to have because it assures consumers that the company can be trusted with its practices. Additionally, the company makes no mention of being in compliance with FTC rules and regulations.

Lacking Information

Along with a lack of accreditation, Ooraa is also skimping on information. We were unable to find pricing information, state availability, and minimum debt requirements. This lack of information calls into question the legitimacy and credibility of this company.

Cancellation Fee

The company charges a 20 percent fee for canceling the program on accounts that have been closed. For example, if you have four credit cards that need to be settled, but you cancel the program after two have already been settled, Ooraa will charge 20 percent of those two settled card amounts.

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The Bottom Line

Ooraa is lacking a lot of key information which makes it difficult to rank their services. The cancellation fee is high and their lack of accreditations leaves more to be desired. Given that Ooraa lacks basic information about its services and doesn’t hold more of the industry accreditations, we cannot recommend them at this time.

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Frequently Asked Questions

How Much Does Ooraa.org Cost?

Ooraa has not disclosed this information.

Can I Get A Free Consultation?

Yes. Ooraa.org offers a free consultation.

What Types of Debt Does Ooraa.org Work With?

Ooraa works with unsecured debt.

What Is the Minimum Debt Amount I Can Sign Up With?

Ooraa has not disclosed this information.

More Information

About Ooraa.org

Having been in business since 2008, Ooraa.org is a matching service that helps clients find a program that meets their specific needs. The company offers debt settlement programs for consumers that feel overwhelmed and are considering bankruptcy as a final option.

Price

Undisclosed

Account Set-Up

  • Free consultation: Yes
  • Personal consultant during the settlement: No

Accreditations

  • AFCC accredited: No
  • IAPDA accredited: Yes

Time in Business

Founded in 2008

Minimum Debt Requirement

Undisclosed

Available States

Undisclosed

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1-(855) 982-1609
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    June 7th, 2016 Astoria, NY

    This company is the worse! They will take all your money and get nothing done! And good luck canceling with them, then they really will be no help!!

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