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Just Us Debt has solved over $10 million worth of debt, and claims to have saved its clients tens of thousands of dollars. The company’s main goal is to solve credit card and unsecured debt in 12 to 48 months.

If you do choose Just Us Debt, you will work with an experienced team of members with over 50 years of combined experience. Their representatives have been employed at agencies like Citibank, Chase, Capital One, Discover, and First USA.

The Good

  • Free Consultation
  • Offers a money back guarantee
  • Do-It-Yourself educational services

Free Consultation

If you are interested in Just Us Debt, you can take advantage of their free consultation to learn more. There are also no upfront fees. These are standard features that most debt settlement companies offer.

Money Back Guarantee

The company offers a six month full refund guarantee on their do-it-yourself program. Additionally, with their debt settlement programs, you can cancel anytime.

Positive Customer Reviews

Reviews from customer testimonials have stated that the company welcomes new clients, and works hard to handle all aspects of their debt settlement. Many customers got their peace of mind restored after using the Just Us Debt settlement programs.

The Bad

  • Live chat system not helpful
  • Lack of industry accreditations
  • Little information available on website

Live Chat System Not Helpful

When trying to utilize the online chat system multiple times, no representatives ever seem to come online. This can be frustrating for people looking to get quick information from a company representative without having to call in.

Lack Of Industry Accreditations

The company is not accredited with the IAPDA, or the AFCC. It is also unclear as to whether or not they are 100 percent FTC compliant. We would feel much more comfortable recommending the company if we were sure that they were following best industry practices.

Little Information Available on Website

Just Us Debt has not disclosed a lot of important information on its website, including price, minimum debt amount, and state availability. These are all things that a potential customer would like to know before signing up, so this lack of transparency is frustrating.

Compare to the top rated debt settlement companies

The Bottom Line

Just Us Debt offers free consultations and a DIY program that includes a six-month money back guarantee. However, the company is missing several important industry accreditations and provides little information on its website. We do not recommend working with Just Us Debt at this time.


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